
Senior Credit Risk Manager
2 days ago
As a seasoned professional, you will lead credit risk management functions for our organization. Your role will involve overseeing the development and implementation of credit policies, frameworks, and processes.
Key responsibilities include:
- Defining and implementing credit strategies to mitigate risks associated with SME/MSME lending and supply chain financing.
- Leading the assessment of borrower risk, financial due diligence, and creditworthiness evaluation.
- Overseeing portfolio quality, delinquency management, and designing early warning mechanisms to minimize losses.
- Collaborating with cross-functional teams to strike a balance between business growth objectives and prudent credit practices.
Additionally, you will be responsible for presenting credit proposals and portfolio performance updates to senior management, the board, and regulators as required.
Requirements:
- A minimum of 8–15 years of experience in credit risk management or underwriting, preferably in NBFCs, fintechs, or banks with significant SME/MSME exposure.
- Strong knowledge of supply chain finance, bill discounting, invoice financing, and related credit products.
- Proven ability to develop and manage large loan books with high quality.
- In-depth understanding of regulatory norms, compliance requirements, and RBI guidelines for NBFCs.
- Strong leadership, analytical, and decision-making skills.
- CA/MBA/FRM or equivalent qualification preferred.
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