Senior Credit Strategist

5 days ago


Mumbai, Maharashtra, India FlexiLoans Full time
Job Description

We are seeking a highly motivated Senior Credit Strategist to join our team at FlexiLoans, responsible for shaping our credit strategy and driving business growth in the Micro LAP segment.

About Us

FlexiLoans is a pioneer in the digital lending ecosystem for small businesses in India. With over 100,000+ loans disbursed worth over Rs. 5,000 Crs+, we have revolutionized financial access for MSME businesses across 3,200+ cities.

Our talented pool of rockstars from diverse backgrounds, including ex-Founders, investment bankers, e-commerce, and payments professionals, is passionate about making a difference in the lives of 70 mn+ MSME businesses in India.

Job Responsibilities
  • Develop and implement effective credit policies, procedures, and processes for the Micro LAP business, focusing on underwriting frameworks to address risks effectively.
  • Design and review Early Warning System (EWS) reports to identify potential credit risks.
  • Analyze market trends, regulatory changes, and competition to ensure strong business growth and profitability.
  • Implement system automation to improve team efficiency and productivity.
  • Utilize data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies.
Requirements

We are looking for a highly driven and motivated individual with 8-12 years' experience in the credit/risk department related to Micro LAP domain.

Candidates should possess CA/CFA qualification with relevant underwriting experience and a strong understanding of setting up processes, file work flows.

Apart from technical skills, the ideal candidate should be able to communicate, present, and influence all levels of the organization, including executive and C-levels.

What We Offer

As a valued member of our team, you will enjoy a competitive salary range of ₹60-80 lakhs per annum, depending on your qualifications and experience.



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