
Mortgage Underwriter Role
19 hours ago
Mortgage Underwriter Role
We are seeking an experienced Mortgage Underwriter to join our team. The successful candidate will be responsible for reviewing and screening mortgage applications, assessing risk, and ensuring compliance with underwriting guidelines.
The ideal candidate will have a strong understanding of the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital) and experience in risk assessment, income calculations, and property evaluation.
Key Responsibilities:- Reviewing and screening residential owner-occupied and buy-to-let mortgage applications
- Assessing the risk of each application and ensuring it meets packaging guidelines
- Managing all mortgage documents and supporting information, including validating documentation
- Ensuring accuracy of data from a customer identity perspective
- Protecting customers and adhering to CDD policies
- Strong knowledge of underwriting principles and regulatory standards
- Experience in risk assessment and income calculations
- Excellent communication and organizational skills
- Able to work accurately and efficiently under pressure
We offer a competitive salary and benefits package, including opportunities for career development and professional growth.
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