
Financial Risk Manager
1 week ago
We are seeking a skilled Senior Underwriter to join our team in Ghaziabad.
The Senior Underwriter role involves performing live underwriting with complete end-to-end case ownership, evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
Key Responsibilities:
- Perform detailed credit report reviews for accurate risk assessment.
- Conduct income calculations, debt-to-income ratio assessments, and loan-to-value ratio evaluations.
- Assess asset calculations and PITI (Principal, Interest, Taxes, Insurance) reviews.
- Ensure compliance with internal policies and regulatory guidelines.
- Collaborate with internal teams to ensure smooth processing and decision-making.
Our ideal candidate will have:
- Minimum 3.5 years of underwriting experience with a strong focus on live/end-to-end underwriting.
- Experience in UK Mortgage or US Mortgage underwriting processes.
- Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Ability to work in a fast-paced environment with competing priorities.
As a member of our team, you will enjoy:
- Opportunity to work on challenging cases with growth opportunities.
- Competitive remuneration package.
- Supportive team culture with continuous learning opportunities.
We offer a dynamic and supportive work environment that fosters growth and development.
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