Financial Risk Manager

1 week ago


Ghaziabad, Uttar Pradesh, India beBeeUnderwriter Full time ₹ 25,00,000 - ₹ 55,00,000
Job Description

We are seeking a skilled Senior Underwriter to join our team in Ghaziabad.

The Senior Underwriter role involves performing live underwriting with complete end-to-end case ownership, evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.

Key Responsibilities:

  • Perform detailed credit report reviews for accurate risk assessment.
  • Conduct income calculations, debt-to-income ratio assessments, and loan-to-value ratio evaluations.
  • Assess asset calculations and PITI (Principal, Interest, Taxes, Insurance) reviews.
  • Ensure compliance with internal policies and regulatory guidelines.
  • Collaborate with internal teams to ensure smooth processing and decision-making.
Required Skills and Qualifications

Our ideal candidate will have:

  • Minimum 3.5 years of underwriting experience with a strong focus on live/end-to-end underwriting.
  • Experience in UK Mortgage or US Mortgage underwriting processes.
  • Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
  • Excellent analytical and decision-making skills with high accuracy.
  • Ability to work in a fast-paced environment with competing priorities.
Benefits

As a member of our team, you will enjoy:

  • Opportunity to work on challenging cases with growth opportunities.
  • Competitive remuneration package.
  • Supportive team culture with continuous learning opportunities.
Why Work with Us?

We offer a dynamic and supportive work environment that fosters growth and development.



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