Comprehensive Commercial Credit Expertise

2 weeks ago


Pune, Maharashtra, India beBeeCredit Full time ₹ 12,00,000 - ₹ 18,00,000
Commercial Credit Analyst

Responsible for evaluating the creditworthiness of corporations and ensuring the Corporation's loan portfolios are adequately secured.

Key Responsibilities:
  • Evaluates adherence to and effectiveness of the Advanced Internal Ratings Based (AIRB) approach for assigned reviews in the plan
  • Participates in developing the business unit strategic plan and sets goals and priorities based on the direction set for the team
  • Ensures objectives are met by following through with relevant parties
  • Provides guidance to lenders and business unit credit officers on specific loan situations and brings problem loans to their attention
  • Advises senior credit and loan personnel on the company's overall credit policy, highlighting significant trends and recommending policy changes when necessary

Conducts on-site reviews of commercial credit portfolios and counterparty risk exposures to ensure quality, accurate documentation, compliance with internal credit policies procedures, and federal state banking laws and regulations. Frequently interacts with partners in credit and banking and with senior management at affiliate offices to review audit and examination results. Stays informed about economic, political, and legislative factors that could impact loan portfolio quality.



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