Credit Risk Analyst

4 days ago

haryana, India EXL Full time

Role Overview:We are seeking a highly skilled professional with strong expertise in Credit Risk analytics and Machine Learning (ML) model development. The ideal candidate will be responsible for building, validating, and optimizing predictive models that support credit decisioning, risk assessment, and portfolio monitoring across the lending lifecycle. This role requires deep analytical capabilities, strong statistical knowledge, and hands-on experience working with large-scale financial datasets.Key Responsibilities:Develop, validate, and enhance credit risk models (PD, LGD, EAD, scorecards, underwriting models, early warning models, etc.).Build and deploy machine learning models for credit decisioning, customer segmentation, fraud detection, and risk forecasting.Analyze credit portfolio performance to identify risk patterns, portfolio trends, and actionable insights.Work closely with product, underwriting, policy, and engineering teams to implement models into production.Conduct data exploration, feature engineering, and model performance monitoring using large and complex datasets.Ensure adherence to regulatory standards, model governance guidelines, and documentation requirements.Collaborate with risk and compliance teams to ensure models meet audit, regulatory, and internal risk management expectations.Create comprehensive model documentation including methodology, assumptions, performance metrics, and validation results.Required Skills & Experience:4–8 years of experience in Credit Risk Analytics, Risk Modeling, or Data Science within financial services or fintech.Strong hands-on experience in ML model development, including regression, classification, time series, and ensemble techniques.Proficiency in Python or R, SQL, and data processing frameworks.Solid understanding of credit lifecycle, scorecards, bureau data, demographic/behavioral data, and financial risk indicators.Experience working with large datasets and cloud platforms (AWS, GCP, or Azure).Strong knowledge of model validation, monitoring, and governance frameworks.Excellent analytical reasoning, problem-solving, and communication skills.Preferred Qualifications:Experience with retail lending, unsecured lending, BNPL, credit cards, or SME lending.Exposure to MLOps, model deployment, and API integration frameworks.Familiarity with regulatory guidelines (e.g., RBI, Basel norms, IFRS9).Background in statistics, mathematics, computer science, data science, or related fields.

  • Credit Risk Analyst with SAS

    3 weeks ago

    Gurugram, Haryana, India, IN EXL Full time

    Credit Risk Analyst with SASNote: Need only immediate or early joiners max up to 30 days.Required Skills & Qualifications:Bachelor's or Master’s degree in Statistics, Mathematics, Economics, Finance, or related field3+ years of experience in credit risk modeling or analytics in BFSI domainStrong experience in SAS and PythonStrong programming skills in SAS...

  • Avp - Credit Risk Analytics

    3 days ago

    Haryana, India Citigroup Full time

    **Discover your future at Citi**: Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. **Job Overview**: The Credit Portfolio Senior Analyst is an...

  • Credit Risk Analyst

    3 weeks ago

    Gurugram, Haryana, India, IN EXL Full time

    Role Overview:We are seeking a highly skilled professional with strong expertise in Credit Risk analytics and Machine Learning (ML) model development. The ideal candidate will be responsible for building, validating, and optimizing predictive models that support credit decisioning, risk assessment, and portfolio monitoring across the lending lifecycle. This...

  • Senior Analyst-Credit Risk

    2 weeks ago

    Haryana, India Evalueserve Full time

    Elevate Your Impact Through Innovation and Learning Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With a presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and...

  • Vp - Credit Risk

    2 weeks ago

    Haryana, India NAB Full time

    Purpose of the role – This role will work collaboratively with your offshore Client Management & Execution (CME) partners and closely with wider Corporate & Institutional Banking (C&IB) Client Coverage bankers,, Markets and Products teams, as well as Legal, Treasury, Credit Risk and operations, with the aim of driving business growth and efficiently...

  • Credit Risk Analyst – Sql 5–9 Years – Gurgaon

    2 weeks ago

    Gurgaon, Haryana, India Crescendo Global Full time

    Credit Risk Analyst - SQL 5-9 Years - Gurgaon Your Future Employer A global insights-driven analytics organization known for innovation scale and excellence We are seeking an experienced Credit Risk Analyst with strong SQL expertise who can work on credit strategy portfolio analytics and data-driven decision-making The ideal candidate should have hands-on...

  • Senior Analyst

    3 weeks ago

    Gurugram, Haryana, India, IN NAB Full time

    Purpose of the role – This role will work collaboratively with your offshore Client Management & Execution (CME) partners and closely with wider Corporate & Institutional Banking (C&IB) Client Coverage bankers, , Markets and Products teams, as well as Legal, Treasury, Credit Risk and operations, with the aim of driving business growth and efficiently...

  • Senior Credit Analyst

    7 days ago

    haryana, India Care.fi Full time

    Today, an Indian hospital revenue is largely dominated by Insurance payers - Govt + Private. With 200+ payers in the mix, the overall revenue cycle management (RCM) in India is broken, opaque, and complex filled with unexpected shortfalls and delayed realizations. At Care.fi, we are building India’s first AI-led RCM platform for hospitals which will enable...

  • Senior Credit Analyst

    1 week ago

    Haryana, India Care.fi Full time

    Today, an Indian hospital revenue is largely dominated by Insurance payers - Govt + Private. With 200+ payers in the mix, the overall revenue cycle management (RCM) in India is broken, opaque, and complex filled with unexpected shortfalls and delayed realizations. At Care.Fi, we are building India’s first AI-led RCM platform for hospitals which will enable...

  • Risk Policy Manager-Two-Wheeler Loans

    2 weeks ago

    haryana, India Home Credit India Full time

    Job Description: Responsible for defining the credit underwriting framework for new as well as existing to bank customersDefining the strategies for Credit Approval and Credit Limit assignmentMonitoring & meeting the acquisition vintage risk levels within the risk appetiteHigh end analytics required for management of risk levels, approval rate, and customer...