Senior Credit Analyst

2 days ago

Haryana, India Care.fi Full time

Today, an Indian hospital revenue is largely dominated by Insurance payers - Govt + Private. With 200+ payers in the mix, the overall revenue cycle management (RCM) in India is broken, opaque, and complex filled with unexpected shortfalls and delayed realizations. At Care.Fi, we are building India’s first AI-led RCM platform for hospitals which will enable them to solve these pitfalls and thereby improving margins. Backed by marquee investors such as Peak XV (erstwhile Sequoia India) we are already a trusted partner for top Indian brands including Apollo, Fortis, Narayana Health, and Aster Group. About the Role The Sr Credit Analyst (Supply Chain Finance) will be responsible for end-to-end credit assessment, underwriting, and portfolio monitoring for supply chain lending programs, including vendor financing, invoice discounting and insurance receivable financing. Work closely with the business, risk, and operations teams to ensure prudent credit decisions while maintaining portfolio quality and supporting business growth. Key Responsibilities Conduct detailed credit appraisal and financial analysis of borrowers (SMEs and Hospitals). Evaluate bank statements, financials, GST data, bureau reports , and other documents to assess creditworthiness. Prepare and present credit proposals / notes to the credit committee. Structure appropriate lending products within policy parameters. Coordinate with sales and operations for smooth onboarding and disbursal. Monitor portfolio health and highlight early warning signals (EWS) or stressed accounts. Support in policy formation, credit scoring model refinement, and process improvement initiatives. Desired Skills & Competencies Strong understanding of supply chain finance, receivable financing, and MSME lending. Excellent analytical and financial statement interpretation skills. Proficiency in MS Excel , financial modeling, and credit tools. Sound knowledge of RBI/NBFC regulatory guidelines and risk frameworks. Strong interpersonal, communication, and presentation skills. Ability to work in a fast-paced, growth-oriented fintech environment. Eligibility Experience: Minimum 3 years in credit underwriting / supply chain / SME / business loans (mandatory). Education: MBA in Finance (mandatory); CA preferred. Industry Preference: NBFCs, Banks, or Fintechs specializing in working capital finance. What We Offer Opportunity to work in a fast-scaling fintech-NBFC with a strong credit culture. Exposure to innovative supply chain finance models and cutting-edge digital lending platforms. Competitive compensation and career growth opportunities.

  • Senior Analyst-Credit Risk

    1 week ago

    Haryana, India Evalueserve Full time

    Elevate Your Impact Through Innovation and Learning Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With a presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and...

  • Senior Rating Analyst-3years+-gurgaon

    3 weeks ago

    Gurgaon, Haryana, India Crescendo Global Full time

    Senior Rating Analyst-3years -Gurgaon Summary - Join a leading global ratings and research organization where you will analyze large corporates assess creditworthiness and contribute to critical rating decisions This role offers the opportunity to work on high-impact financial analysis and client engagements in a fast-paced environment Location - Gurgaon...

  • Credit Risk Analyst with SAS

    2 weeks ago

    Gurugram, Haryana, India, IN EXL Full time

    Credit Risk Analyst with SASNote: Need only immediate or early joiners max up to 30 days.Required Skills & Qualifications:Bachelor's or Master’s degree in Statistics, Mathematics, Economics, Finance, or related field3+ years of experience in credit risk modeling or analytics in BFSI domainStrong experience in SAS and PythonStrong programming skills in SAS...

  • Credit Risk Analyst – Sql 5–9 Years – Gurgaon

    7 days ago

    Gurgaon, Haryana, India Crescendo Global Full time

    Credit Risk Analyst - SQL 5-9 Years - Gurgaon Your Future Employer A global insights-driven analytics organization known for innovation scale and excellence We are seeking an experienced Credit Risk Analyst with strong SQL expertise who can work on credit strategy portfolio analytics and data-driven decision-making The ideal candidate should have hands-on...

  • Analyst - Credit Monitoring

    2 weeks ago

    Gurgaon, Haryana, , India Oxane Partners Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    The primary responsibility would involve working closely with global investment banks or asset managers in monitoring their investments across corporate credit portfolios. The transactions could be direct investments or providing leverage on a portfolio of corporate credits. The role would entail analysing and spreading the financial statements, covenant...

  • Private Credit- Analyst

    3 days ago

    haryana, India Evalueserve Full time

    What you will be doing at Evalueserve:• Spread financials (PL, BS, and CF) on excel based model or lending platform along with key credit metrics calculation • Identify Key performance indicators and report as part of the credit review process • Calculate covenants in line with facility agreements and provide a detailed rationale for covenant...

  • Senior Analyst

    1 week ago

    haryana, India Clearstate Full time

    Introduction of ClearstateClearstate specializes in healthcare-focused market intelligence and strategic advisory services, assisting MedTech companies, biotechnology firms and healthcare service providers in identifying and leveraging market growth opportunities. Our data collection approach combines market research techniques, data processing and...

  • Associate - Credit Research

    4 days ago

    Gurugram, Haryana, India BlackRock Full time

    Description About this role About BlackRock BlackRock is one of the world’s preeminent asset management firms and a premier provider of global investment management, risk management and advisory services to institutional, intermediary and individual investors around the world. BlackRock offers a range of solutions — from rigorous fundamental and...

  • Senior Analyst

    2 weeks ago

    Gurugram, Haryana, India, IN NAB Full time

    Purpose of the role – This role will work collaboratively with your offshore Client Management & Execution (CME) partners and closely with wider Corporate & Institutional Banking (C&IB) Client Coverage bankers, , Markets and Products teams, as well as Legal, Treasury, Credit Risk and operations, with the aim of driving business growth and efficiently...

  • Avp-credit Risk Analytics-c12

    2 weeks ago

    Gurugram, Haryana, India Citi Full time

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally....