Senior Digital Credit Professional

2 weeks ago


ballari, India beBeeDigitalCreditManager Full time

Credit Manager RoleJob SummaryA part-time credit manager is required to evaluate the financial health of clients, underwrite risk, and ensure the integrity of credit decisions. The role involves managing the full spectrum of credit assessment, including repayment capacity, risk exposure, portfolio quality, and compliance with internal frameworks.Conduct complete credit evaluations for global clients across digital, agency, startup, and SME sectors.Analyse balance sheets, cash flow, P&L, liabilities, and financial statements.Evaluate digital business performance metrics: CAC, ROAS, ad spend efficiency, recurring revenue health, liquidity ratios, and growth projections.Assess clients running large-scale Google Ads & Meta Ads campaigns and understand how digital marketing spend impacts credit risk.3+ years experience in Credit Management / Credit Underwriting / Financial Risk AnalysisProven experience running or analysing high-budget Google Ads & Meta Ads campaigns (USD 20,000+ monthly preferred)Strong understanding of digital business models: subscription, e-commerce, performance marketing, and agency operationsAbility to interpret CAC, ROAS, retention curves, LTV, blended ad spend, and cashflow cyclesAdvanced analytical skills with the ability to read balance sheets, cash-flow statements, revenue breakdowns, and digital metricsExcellent English communication — both written and verbalStrong understanding of global risk guidelines and due-diligence practicesAbility to work independently, remotely, and adapt to multiple time zonesPart-time remote work (flexible hours)Global team culture with high autonomyOpportunity to influence credit decisions across worldwide clientsCompetitive compensation based on experienceFast-growing environment with significant room for career advancementDirect exposure to cutting-edge digital businesses



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