Senior Mortgage Risk Specialist
2 weeks ago
Job Title: Risk AnalystRole Summary:Maintain a comprehensive understanding of mortgage loan origination processes, closing procedures, and federal and state lending regulations.Underwriting Role Responsibilities:Maintain a working knowledge of the 4C's of underwriting principles.Experience in end-to-end underwriting of conventional loans, including creditworthiness assessments.Familiarity with desktop underwriting (DU) and loan prospecting (LP) tools is essential.Sound knowledge of Fannie Mae & Freddie Mac guidelines for mortgage lending.Ability to interpret state rules, statutes, federal regulations, and investor guidelines to apply them to specific loan scenarios.Analyze loan files for compliance with regulatory and client guidelines/overlays.Assess income & employment stability, credit strength, capacity to repay, property appraisal, title report; calculate and analyze LTV/CLTV/HCLTV/DTI/HTI ratios, and verify relevant credit decision factors.Calculate diverse income types (wage earner/self-employment/other income).Demonstrate sound decision-making skills to identify red flags and approve or deny files accordingly.Evaluate risk involved in approving loans to determine lender acceptability.Familiarity with various fraud detection tools.Effectively cite conditions for missing documents.Audit files daily from a closing and compliance perspective, noting exceptions.Requirements:Minimum 3+ years of live mortgage underwriting experience.Ability to decipher AUS findings (DU and LP).Background in full origination mortgage processing, loan setup, documentation, closing, title, quality assurance, compliance, underwriting, or assisting with conventional first-mortgage loan products.Excellent verbal and written communication skills are required.
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Mortgage Specialist
14 hours ago
kollam, India beBeeMortgage Full timeJob Summary:We are seeking a skilled Mortgage Underwriter to join our team. As a key member of our organization, you will play a crucial role in ensuring the timely and accurate processing of mortgage applications.This position requires a minimum of 2 years of experience in US Mortgage and 2 years of experience in Underwriting.The ideal candidate will...
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Mortgage Analysis Expert
2 days ago
kollam, India beBeeUnderwriter Full timeLoan Analysis Specialist JobAs a seasoned loan analysis specialist, you will maintain in-depth knowledge of mortgage origination procedures, closing protocols, and federal and state lending regulations.You must have thorough understanding of the 4C's of underwriting and experience in comprehensive end-to-end underwriting of conventional loans.Strong...
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Expert Mortgage Analyst
1 week ago
kollam, India beBeeMortgage Full timeSenior Underwriter RoleThe primary responsibility of this role is to provide underwriting expertise in the evaluation and analysis of mortgage applications. The Senior Underwriter will assess risk, validate creditworthiness, and make informed decisions regarding loan approvals.
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Strategic Mortgage Origination Specialist
1 week ago
kollam, India beBeeMortgage Full timeJob Description:As a key member of the underwriting team, the Senior Mortgage Underwriter will be responsible for evaluating loan applications to ensure compliance with regulatory guidelines and organizational policies.Responsibilities:Analyzing financial documentsAssessing creditworthinessReviewing loan-to-value ratiosProviding decisions on loan approvals...
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Senior Mortgage Underwriter Team Lead
2 weeks ago
kollam, India beBeeMortgage Full timeJob TitleA senior leader is required to oversee a team of mortgage underwriters, ensuring the delivery of high-quality results and exceptional customer service. The ideal candidate will possess excellent leadership and communication skills, with the ability to motivate and develop team members to achieve their full potential.Key ResponsibilitiesLead and...
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Mortgage Credit Specialist
4 days ago
kollam, India beBeeUnderwriter Full timeJob OverviewEvaluating loan applications requires a skilled professional to assess creditworthiness and make informed decisions.Reviewing loan documents and making decisions based on business acumen is essential.A thorough examination of credit reports, trade lines, derogatory accounts, public records, and credit reconciliation is necessary.Income...
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Expert Mortgage Loan Decision Maker
2 weeks ago
kollam, India beBeeMortgageUnderwriter Full timeJob Title: Senior Mortgage UnderwriterWe are seeking a seasoned professional to lead our mortgage underwriting team. As a Senior Mortgage Underwriter, you will be responsible for evaluating complete loan documents and making informed decisions on approval or denial.Your key responsibility will include conducting thorough reviews of credit reports, verifying...
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Chief Loan Approval Specialist
19 hours ago
kollam, India beBeeMortgage Full timeSenior Mortgage UnderwriterWe are seeking a highly skilled Senior Mortgage Underwriter to join our organization. As a key member of our underwriting team, you will evaluate loan applications to ensure compliance with regulatory guidelines and organizational policies.Analyze financial documents to assess creditworthiness, taking into account factors such as...
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Australian Mortgage Loan Specialist
1 week ago
kollam, India beBeeMortgageLoanProcessor Full timeJob OverviewThis is a fantastic opportunity for candidates who want to gain exposure to an Australian work culture while working closely with a dynamic team.We are seeking a Mortgage Loan Processor to join our team, responsible for handling loan enquiries, providing excellent customer service and ensuring timely updates and resolutions.The ideal candidate...
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Loan Credit Specialist
7 days ago
kollam, India beBeeCredit Full timeSenior Mortgage UnderwriterAs a seasoned mortgage professional, you will play a pivotal role in evaluating loan applications and making informed decisions about creditworthiness. With 4+ years of experience in US mortgage underwriting, you will have a solid understanding of US residential mortgage and exposure to underwriting processes & guidelines.Key...