Expert Mortgage Loan Decision Maker

2 weeks ago


kollam, India beBeeMortgageUnderwriter Full time

Job Title: Senior Mortgage UnderwriterWe are seeking a seasoned professional to lead our mortgage underwriting team. As a Senior Mortgage Underwriter, you will be responsible for evaluating complete loan documents and making informed decisions on approval or denial.Your key responsibility will include conducting thorough reviews of credit reports, verifying trade lines, derogatory accounts, public records, and credit reconciliation.You will also be responsible for performing income calculations, including salaried income, business income, retired other income, and rental income.In addition, you will review collateral and property valuation, as well as verify assets such as bank account statements, retirement accounts, mutual funds, and other investments.Based on the borrower's income, assets, liabilities, and collateral, you will determine their credit worthiness and make recommendations accordingly.The successful candidate will validate and process loan documents on behalf of our organization.You will evaluate evidence of the borrower's willingness and ability to repay the obligation.To succeed in this role, you must possess excellent communication, presentation skills, self-motivation, and a hardworking attitude.



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