Chief Credit Strategy Officer

7 days ago


nellore, India beBeeCredit Full time

Senior Credit Analyst Job DescriptionWe are seeking a skilled Senior Credit Analyst to join our team. The ideal candidate will have a strong background in credit analysis and a proven track record of driving business growth.Job Responsibilities:Develop and maintain a user-level valuations model to inform product and marketing decisions, as well as analyze drivers of profitability.Monitor and update credit policy to optimize for company risk, profitability, and growth targets.Propose data-driven product changes to improve customer experience and company profitability, partnering with product and engineering teams to implement solutions into production.Lead weekly credit committee meetings to share performance updates and analysis, identifying trends in the company portfolio.Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, developing data-driven solutions and evaluating expected portfolio impacts.Collaborate with data science, product, and engineering teams to propose hypothesis testing to improve risk and profitability.Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis.Required Skills and Qualifications:Fluency in SQL and R/Python programming languages.Previous experience in analytics and/or quantitative modeling using large datasets.Experience analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors.Strong strategic thinking and problem-solving skills.5-10 years relevant experience in Credit Analytics, preferably in the fintech industry.Enthusiasm for working across cultures, functions, and time zones.Benefits:Mission-driven, fast-paced, and entrepreneurial environment.Competitive salary and equity package.Collaborative and flat company culture.Remote-first work arrangement with the option to work in-person occasionally.Fully-paid group medical insurance and personal accidental insurance.Unlimited paid time off, including personal leave, bereavement leave, and sick leave.Fully-paid parental leave - 6 months maternity leave and 3 months paternity leave.Monthly work-from-home stipend alongside a one-time home office setup budget.$500 annual professional development budget.Discretionary trips to our offices across the globe, with global travel medical insurance.Team meals and social events - virtual and in-person.Our Commitment to Diversity and Inclusion:Branch International is an Equal Opportunity Employer. We do not discriminate in employment on any basis prohibited by applicable law. If you're unsure that you meet the criteria, please do not hesitate to apply.



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