Credit Policy Manager

3 weeks ago


mumbai, India L&T Finance Full time

JOB PURPOSE


Handling Credit Policy framework for Farm business, co-ordination with stakeholders like Product,

Analytics, Operations and Risk team for policy formulation & implementation. Monitoring of the portfolio

through the data analysis on continuous basis


PRINCIPAL ACCOUNTABILITIES

  • New Policy Formulation and amendments in the existing policies based on the market feedback & Business requirement
  • Understanding Risk and Mitigants in the farm business lending, ability to calibrate risks for prudent lending
  • Co-ordination with all the stakeholders Product, Business, Risk and Analytics for logical closure of policy framework and implementation
  • Preparation of Business Requirement Documents (BRD) for making necessary changes in the digital platform/system and getting the same implemented through Technology teams
  • Portfolio Monitoring for managing credit costs at acceptable levels in the Business

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