Senior Mortgage Specialist

4 days ago


salem, India beBeeUnderwriter Full time

Financial Risk ProfessionalUtilize extensive knowledge of US Mortgage Originations, closing procedures, federal and state lending laws to deliver high-quality services.Develop expertise in end-to-end underwriting of Conventional loans.Pursue a strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP).Enhance knowledge of Fannie Mae & Freddie Mac Guidelines.Examine loan files for adherence to all regulatory and client's guidelines/overlays. Analyze income & employment, credit strength, capacity to repay, property appraisal, title report; calculate and analyze LTV/CLTV/HCLTV/DTI/HTI, check all other information relevant to the credit decision process on each mortgage application.



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