Digital Credit Specialist

5 days ago


kanpur, India beBeeCredit Full time

Job Opportunity: Credit ManagerOyster HR — Global Remote TeamWe partner with leading global businesses to help them hire, manage, and empower talent anywhere in the world. Our teams operate with a '360° ownership mindset', serving broader business needs with agility, intelligence, and proactive leadership.As we continue to grow our Financial Operations & Risk division, we are seeking an analytical, digital-first Credit Manager who is comfortable working in a dynamic data-driven environment.This role combines traditional credit evaluation expertise with an ability to understand high-budget digital advertising activity (Google Ads & Meta Ads) when assessing creditworthiness for digital-first businesses, e-commerce brands, agencies, and advertisers handling large marketing expenditures.About the RoleAs a Credit Manager, you will evaluate the financial health of clients, underwrite risk, and ensure the integrity of credit decisions. You will manage the full spectrum of credit assessment, including repayment capacity, risk exposure, portfolio quality, and compliance with internal frameworks.Unlike conventional banking credit roles, our digital client base includes performance-driven companies operating substantial marketing budgets. This position requires a strong ability to analyse:High ad spend cyclesDigital cashflow volatilityROAS-driven business modelsMarketing-dependent revenue patternsYour insights will directly influence credit approval, risk scoring, client onboarding decisions, and long-term account stability.Key Responsibilities



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