Credit Risk Strategist

7 days ago


Tirupati, India beBeePortfolio Full time

Credit Risk Analyst - Portfolio StrategistWe are seeking analytically strong professionals with deep expertise in credit card analytics, portfolio management, and risk strategy to leverage the latest technology stack for delivering innovative solutions to clients in the financial services industry.Develop and enhance Lifetime Value (LTV) models, credit risk models, and portfolio profitability frameworks using Python or R for statistical modeling and SQL for data extraction/manipulation.Work on Risk-Reward trade-off modelling to optimize acquisition and portfolio strategies—balancing growth and default risk.Extract and explore large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring.Required Skills & Experience:2+ years of experience in credit card, consumer lending, or portfolio risk space.Proven experience in LTV modelling, risk-reward trade-off, and portfolio profitability optimization.Hands-on proficiency in predictive modeling (logistic regression, decision trees, gradient boosting, survival analysis)Benefits:Foster a culture of innovation and excellence within the organization.Stay up-to-date with industry trends and developments through continuous learning opportunities.Others:The ideal candidate will be able to effectively communicate complex ideas and collaborate with cross-functional teams to achieve business objectives.



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