Financial Services Expert

4 days ago


rajkot, India beBeeCredit Full time

Job DescriptionWe are seeking an experienced finance professional to join our team as a Credit and Market Analysis Specialist. As a key member of our finance division, you will be responsible for preparing client profiles, understanding business models, creating CMA data, ratio analysis, and handling coordination with banks and clients for funding proposals.Main Responsibilities:Interact with SME and corporate clients to understand their business model, project requirements, and funding needs.Prepare detailed CMA data, DSCR, ICR, TOL/TNW, current ratio, and other financial parameters.Create comprehensive client profiles and business summaries for banker presentation.Prepare project finance proposals for greenfield and brownfield projects, including cost of project, means of finance, implementation schedule, and revenue projections.Work on lease rental discounting (LRD) and real estate project funding proposals.Coordinate with banks, NBFCs, and clients to obtain pending documents, resolve queries, and ensure timely sanction and disbursement.Prepare and maintain MIS trackers for each case - showing stage-wise progress, pendencies, and next actions.Skills Required:Excellent command over CMA preparation, project finance analysis, and ratio calculations (DSCR, ICR, TOL/TNW, current ratio).Working knowledge of Excel (pivot tables, financial formulas), Tally, and MS Word.Strong understanding of banking norms and credit appraisal processes.Good communication and follow-up discipline for dealing with clients and RMs.Ability to maintain accuracy, confidentiality, and high responsiveness in multi-case handling.Qualification and Experience:B.Com / M.Com / CMA inter / CA (inter) / MBA (finance).2-6 years' experience in bank proposal preparation, project finance, or working with DSA/financial consultancy/NBFC.Ideal Candidate:A finance professional who:Understands how banks assess SME and project finance proposals.Can independently prepare CMA and ratio analysis.Communicates confidently with both clients and bank officials.Enjoys translating business data into structured funding presentations.



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