Senior Mortgage Underwriter

6 days ago


madurai, India beBeeMortgage Full time

Job Overview:We are seeking a seasoned Mortgage Specialist to lead our underwriting efforts. This role requires at least 5 years of US mortgage underwriting experience.About the Position:Evaluate complete loan files and make informed approval or denial decisions.Conduct thorough credit report analysis to verify trade lines, derogatory accounts, public records, and credit reconciliation.Precision is crucial when calculating income – salaried income, business income, retired other income, and rental income.Carefully review collateral and property valuations to ensure accurate assessments.Credit analysis is based on borrower's Income, Asset, Liability, and Collateral (4C of Underwriting) to determine their creditworthiness.In-depth knowledge of US Residential mortgage products and guidelines.Experience with underwriting processes and excellent critical thinking skills.Benefits of the Role:Opportunity to work in a dynamic and growing industry.Chance to develop expertise in mortgage underwriting.What We Offer:A collaborative work environment that fosters growth and learning.Regular opportunities for professional development and skill enhancement.



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