Senior Mortgage Lending Professional

6 days ago


erode, India beBeeMortgage Full time

Experienced Loan Analyst PositionJob Summary:We seek an accomplished loan analyst to oversee the evaluation of mortgage applications and make informed decisions based on creditworthiness.Evaluate comprehensive loan files and render approval or denial verdicts.Review credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliations.Thoroughly scrutinize income calculations – salaried income, business income, retired other income, and rental income.Review collateral and property valuations.Verify assets, including borrower bank account statements, retirement accounts, mutual funds, and other investments.Credit analysis based on borrower's Income, Asset, Liability, and Collateral (4C of Underwriting) to determine the credit worthiness of a customer.Validate and process loan documents on behalf of a mortgage lender organization.Evaluate evidence of borrower's willingness and ability to repay the obligation.Excellent communication, presentation skills, self-motivated, and hard working.



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