Senior Loan Evaluation Specialist

2 weeks ago


nadiad, India beBeeMortgage Full time

Loan Evaluation SpecialistJob OverviewWe are seeking a seasoned Loan Evaluation Specialist to join our team. As a key member of our mortgage underwriting team, you will be responsible for assessing loan applications, evaluating creditworthiness, and making informed decisions on loan approvals.Key ResponsibilitiesEvaluate comprehensive loan documents and provide approval or denial recommendationsConduct thorough review of credit reports to verify trade lines, derogatory accounts, public records, and credit reconciliationCarefully calculate income – salaried income, business income, retired other income, and rental incomeComplete assessment of collateral and property valuationCredit analysis based on borrower's Income, Asset, Liability, and Collateral (4C of Underwriting) to determine credit worthinessRequirementsA minimum of 5 years of experience in US mortgage underwritingDetailed knowledge of US residential mortgage regulationsProficiency in underwriting processes & guidelinesAbout YouThis role is ideal for individuals with a strong background in mortgage underwriting who are looking to take their skills to the next level. If you have a passion for evaluating loan applications and making informed decisions, we encourage you to apply.



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