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Synergy | Mortgage Loan Closer | mumbai

1 month ago

mumbai, India Synergy Full time

Job Description: Senior Mortgage Loan Closer
Reports to: Mortgage Closing Manager Department/Branch:
Mortgage Job Summary: Responsible for closing mortgage loan files.

Essential Functions:
• Prepares closing loan package necessary for individual loan types in accordance with Bank
and Investor guidelines as well as Secondary Marketing commitments and requirements.
• Ensures the timely movement and closing of approved loans through the pipeline.
• Contacts Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies to
obtain documentation necessary to close mortgage loans.
• Monitors loan status on a continual basis to ensure that timely/qualify standards are
achieved.
• Advises all parties of any changes or issues that may occur to ensure high quality standards
and customer service.
• Performs a pre-closing quality review of loan files prior to releasing closing package.
• Reviews all preliminary documents provided from attorney/title company to include, but
not limited to: Title binder, survey, termite report, Hazard/Flood insurance binder, Deed,
HUD1 Settlement Statement, Power of Attorney and/or Trust documentation.
• Completes all disbursement procedures for issuing of funds to attorneys/title company, any
necessary refund checks, and release of escrow monies withheld.
• Responds to and resolves technical and complex problems that arise.
• Follows up on any deficiency requests by Shipping and Post-Closing to ensure timely
procedure for loan funding.
• Recommends procedural changes to management.
• Complies with Corporate Policies and Procedures, as well as regulatory compliance.
• Keeps abreast of industry regulations and changes.

Minimum Required Skills and Competencies:
• Minimum 2 years experience closing Conventional and government loans.
• High School Diploma or equivalent
• Knowledge of real estate lending criteria, compliance, federal/state regulations.
• Excellent organizational, oral and written communication skills.
• Ability to perform in a fast-paced environment typical to Mortgage Banking. Desired Skills and Competencies:
• Experience with Microsoft Word.
• Experience with Doc Magic, Calyx and Encompass loan origination software is a plus.

PLEASE EMAIL AN AUDIO VOICE FILE (MP3 or WAV FILE LESS THAN 30 SECONDS) INTRODUCING YOURSELF AND BRIEFLY EXPLAINING YOUR WORK EXPERIENCE. PLEASE USE EMAIL - Info@24x7Synergy.com

Please note - Ideal candidates will be contacted for an interview. Thank you for your interest in this position.