QA Underwriter/ Us Mortgage Underwriter

7 days ago

Mumbai Maharashtra, India Mumbai Rozgaar Private Limited Full time

**JD of QA Underwriter**
**Permanent night shift**
- Analyze borrowers credit profile, collateral, and capacity to repay the proposed mortgage obligation
- Perform thorough analysis of the applicant's income and expense data, self-employment documentation, credit

reports, and property valuations to affirm borrower qualifies for loan

specific loans for effective sale in the secondary market
- Accurately calculate borrowers income and debt-to-income ratios
- Quick with making decisions on the credit worthiness of the borrower based on underwriting guidelines
- Understands policy and procedures for approving loans; loan-to-value (LTV) and debt-to-income (DTI) ratios by
- Responsible for identifying various Mortgage loan documents and index them in sixty plus pre-defined categories
- Intelligent data capture from source documents as per defined business rules
- Order services which include but not limited to Appraisal, Flood Determination Certificate, VOD/VOR/VOM as required, Tax transcripts, SSA-89, Home insurance, Prelim report
- Review and update information in Loan Originating System (LOS) as per submission documents
- Update information in LOS if discrepancy exists
- Perform compliance check
- Notify the Client Processing team of completion

Other Responsibilities - Error Analysis
- Publishing Quality Dashboard
- Meeting goals as per the defined key result areas
- Maintaining a track of daily processed transactions and reporting on a timely and accurate manner to the Process Supervisor / Team lead
- Appearing and qualifying all periodic process assessments with defined benchmark scores
- Adherence to process SLAs
- Best practice sharing
- Help in cascading process updates Information security related roles and responsibilities
- Implement and act in accordance with the organization’s information security policy
- Protect assets from unauthorized access, disclosure, modification destruction or interference
- Execute particular security processes or activities as may be assigned by the superior
- Be accountable and responsible for actions taken
- Report breaches of security events or other security risks to the organization

**Expected Qualification:

- **
Graduate and or Post Graduate
Science/ Commerce graduates
Medium of education English

**Experience-**
24 months experience in the US mortgage industry

Desired Skills and Experience
- **Three years of US underwriting experience with knowledge of FHA, VA and conventional Mortgage underwriting in bank or mortgage company environment**
- Should possess in-depth knowledge of critical documents used for a mortgage transaction such as appraisal report, title commitments, all types of income documents including personal and business tax returns
- Thorough knowledge of the required credit criteria of the assigned loan products and channel of business
- **Excellent written communication skills **with proper grammar, able to summarize crisp and clear requirements
- Good computer skills particularly with Excel and Word
- Strong attention to detail and multi-tasking abilities
- Expert knowledge of Desktop Underwriter (DU) & Loan Prospector (LP)
- Extensive knowledge of all mortgage loan documentation
- Categorical understanding of the mortgage lending process
- Ability to carry out requisite loan calculations (DTI, LTV, etc.)
- Capable of preparing reports of findings
- Ability to handle multiple files simultaneously
- Perform well in team environments

**Behavioral Skills**:

- Meticulous Approach
- Industrious and diligent
- Positive attitude and strong work ethics
- Ability to manage multiple tasks/projects and deadlines simultaneously

9321643306

**Salary**: ₹500,000.00 - ₹600,000.00 per year

Schedule:

- Night shift

Work Location: In person

  • Us Mortgage Live Underwriter

    2 months ago

    Mumbai, Maharashtra, India Meraki Training Solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN DRIVE ON FEB 09, 10 & 11 2024 IN MUMBAI (SKILL ASSESSMENT ROUND)0** **NO VIRTUAL INTERVIEW** **Experience**: 4-5 years **Location**:Remote **Contact: +91 7411978909** **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation, Debt-to-Income (DTI)...

  • Us Mortgage Live Underwriter

    1 day ago

    Mumbai, Maharashtra, India Meraki Training Solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN DRIVE ON FEB 09, 10 & 11 2024 IN MUMBAI (SKILL ASSESSMENT ROUND)0** **NO VIRTUAL INTERVIEW** **Experience**: 4-5 years **Location**:Remote **Contact: +91 7411978909** **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation, Debt-to-Income (DTI)...

  • Us Mortgage Live Underwriter

    2 months ago

    Mumbai, Maharashtra, India Meraki training solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN INTERVIEW IN MUMBAI ON FEB 9, 10 & 11 2024 (SKILL ASSESSMENT ROUND)** **NO VIRTUAL INTERVIEW** **Contact: +91 7411978909** **Experience**: 4-5 years **Location**: Remote work **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation,...

  • Us Mortgage Live Underwriter

    1 day ago

    Mumbai, Maharashtra, India Meraki training solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN INTERVIEW IN MUMBAI ON FEB 9, 10 & 11 2024 (SKILL ASSESSMENT ROUND)** **NO VIRTUAL INTERVIEW** **Contact: +91 7411978909** **Experience**: 4-5 years **Location**: Remote work **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation,...

  • Us Mortgage Live Underwriter

    1 month ago

    Navi Mumbai, Maharashtra, India Meraki Training Solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN DRIVE ON FEB 16, 17 & 18 2024 IN MUMBAI (SKILL ASSESSMENT ROUND)** **NO VIRTUAL INTERVIEW** **Experience**: 4-5 years **Location**:Remote **Contact: +91 7411978909 **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation, Debt-to-Income (DTI)...

  • Us Mortgage Live Underwriter

    1 month ago

    Navi Mumbai, Maharashtra, India Meraki training solutions Full time

    **US MORTGAGE LIVE UNDERWRITER** **WALKIN INTERVIEW IN MUMBAI ON FEB 16, 17 & 18 2024 (SKILL ASSESSMENT ROUND)** **NO VIRTUAL INTERVIEW** **Contact: +91 7411978909 **Experience**: 4-5 years **Location**: Remote work **Work Timings**: Remote (Full Time), Work from Home **Skill Set**: 4C's framework, Live Underwriting, Income Calculation, Debt-to-Income...

  • Mortgage Underwriter

    7 days ago

    mumbai, India Anicalls (Pty) Ltd Full time

    • High School Diploma or equivalent required; 4-year college degree preferred.• Minimum 3 years of residential mortgage underwriting experience.• Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector.• VA/LAPP, FHA DE (CHUMS), & SAR preferred.• Knowledge of FHA, FNMA, and FHLMC policies and guidelines.• Knowledge...

  • Mortgage Underwriter

    1 day ago

    Mumbai, Maharashtra, India verity global solutions Full time

    **Work Mode - Hybrid** **Qualifications** - Four or more years of experience as an Underwriter or in the mortgage processing arena - Demonstrated knowledge of mortgage lending regulations and procedures - Demonstrated knowledge of underwriting guidelines and loan documents - Demonstrated ability to communicate, both verbally and in writing, to fellow...

  • Underwriter

    2 months ago

    Mumbai, Maharashtra, India LanceTech Solutions Pvt Ltd Full time

    Job Overview: The Conventional Underwriter plays a pivotal role in the meticulous review, conditioning, and underwriting of mortgage loans, ensuring adherence to established policies, procedures, and relevant guidelines. The incumbent scrutinizes all documentation for accuracy and completeness. Key **Required Skills**: Looking for 4+ years of...

  • Underwriter

    6 hours ago

    Mumbai, Maharashtra, India LanceTech Solutions Pvt Ltd Full time

    Job Overview: The Conventional Underwriter plays a pivotal role in the meticulous review, conditioning, and underwriting of mortgage loans, ensuring adherence to established policies, procedures, and relevant guidelines. The incumbent scrutinizes all documentation for accuracy and completeness. Key **Required Skills**: Looking for 4+ years of...

  • Lead Underwriter, COR Operations

    2 months ago

    Mumbai, India PHH Mortgage Full time

    POSITION SUMMARY:  The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. JOB FUNCTIONS AND RESPONSIBILITIES   Review and analyze the mortgage loan application to ensure eligibility, accuracy,...

  • Live Underwriter-remote

    2 months ago

    Mumbai, Maharashtra, India Smartmovess consultant zone Full time

    Live Underwriter Min Experience - 4 yr Budget - (₹8L - ₹12L) Immediate Joiner Job Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Key **Required Skills**: Excellent at...

  • Underwriter

    2 months ago

    Mumbai, Maharashtra, India VARITE Inc. Full time

    We are hiring for Big MNC for the profile US Mortgage Mandate Skills US Mortgage Live underwriting Residential loan 4 C- Capital, collateral, credit, capacity Expereince - 2+ Years Location - Navi Mumbai Mode of interview - Face to face (9th and 10th March) Budget - 11 LPA NP-Immediate - 15 days **Job Types**: Full-time, Permanent **Salary**:...

  • Underwriter- Remote Option Available

    2 months ago

    Mumbai, Maharashtra, India ONZESTT SERVICES INDIA PRIVATE LIMITED Full time

    **Company Description** Onzestt Services India Private Limited is a leading IT-BPO service provider empowering clients to achieve business transformation and growth through services that boost process and operational efficiencies. The company operates since 2019 with an office in Bangalore and has three subsidiaries. Onzestt Healthcare, a medical billing...

  • Mortgage Underwriting

    1 month ago

    mumbai, India 2coms Full time

    Job Description    Job Type: Full Time Job Summary: Responsible for performing post close audits ensuring 100% adherence to investor and agency / non-agency guidelines    Job Responsibilities: ∙Analyse loan files, including Borrower creditworthiness and ability to repay, red flag alerts, collateral valuation a...

  • Mortgage Underwriting

    2 months ago

    Mumbai, India 2coms Full time

    Job Description    Job Type: Full Time Job Summary: Responsible for performing post close audits ensuring 100% adherence to investor and agency / non-agency guidelines    Job Responsibilities: ∙Analyse loan files, including Borrower creditworthiness and ability to repay, red flag alerts, collateral valuation a...

  • Mortgage Underwriting

    2 weeks ago

    Mumbai, India 2coms Full time

    Job Description    Job Type: Full Time Job Summary: Responsible for performing post close audits ensuring 100% adherence to investor and agency / non-agency guidelines    Job Responsibilities: ∙Analyse loan files, including Borrower creditworthiness and ability to repay, red flag alerts, collateral valuation a...

  • Mortgage Underwriting

    2 months ago

    Mumbai, India 2coms Full time

    Job...

  • Mortgage Underwriting

    2 weeks ago

    Mumbai, India 2coms Full time

    Job...

  • Commercial Mortgage Loan Underwriter

    2 months ago

    Mumbai, India JPMorgan Chase Bank, N.A. Full time

    If you are passionate about Commercial Real Estate Valuation and Reporting, you have found the right team. **Responsibilities**: - Assist senior deal managers/originators in sourcing and underwriting prospective real estate debt investments. - Assist Asset Manager in underwriting and managing existing portfolio of ~ $9.5+B of mortgage and related...