Us Mortgage Underwriter

1 month ago

Mumbai Maharashtra, India Provevo IT Full time

**JOB FUNCTIONS AND Responsibilities**:
Please read before applying:
Working Hours : 6.30 pm to 03.30 am IST—night shifts
- To work on loan underwriting and complete the daily target or assignments.
- Have experience in US mortgage underwriting.
- Working on 4 C’s (credit, capacity, capital, and collateral).
- Knowledge on Income Calculations (Wage, Self-employed, and other incomes).
- Knowledge on Credit review (liability reconciliations and guideline requirements)
- Knowledge on Assets/Capital review with guideline requirements.
- Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
- Knowledge in Fannie Mae and Freddie Mac guideline requirements.
- Knowledge in Govt. loans (FHA, VA and USDA)
- Knowledge on FHA/VA/USDA guideline requirements.
- Good communication skill.

Pay: ₹400,000.00 - ₹1,000,000.00 per year

**Benefits**:

- Health insurance
- Provident Fund
- Work from home

Schedule:

- Monday to Friday
- Night shift
- US shift

Supplemental Pay:

- Joining bonus
- Yearly bonus

Application Question(s):

- Did you have US mortgage underwriting experience for a minimum of 2 years?

**Experience**:

- total work: 2 years (required)

Work Location: In person

**Speak with the employer**
+91 9347965841
Expected Start Date: 06/01/2025

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