Mortgage Credit Analyst

1 week ago


Tirupati, India beBeeUnderwriter Full time

Senior Mortgage Underwriter Position OverviewJob Title:The Senior Mortgage Underwriter is responsible for examining loan applications and ensuring they meet all regulatory requirements.Responsibilities:Analyze complete loan documents to make informed approval or denial decisions.Review credit reports to verify trade lines, public records, and account reconciliations.Conduct thorough income assessments - salaried income, business income, retired other income, and rental income.Examine collateral and property valuation details.Verify borrower assets, including bank accounts, retirement funds, mutual funds, and investments.Perform in-depth credit analysis using the 4C's of Underwriting (Income, Assets, Liability, Collateral) to assess a customer's creditworthiness.Validate and process loan documents on behalf of a mortgage lender organization.Evaluate evidence of a borrower's willingness and ability to repay obligations.Key qualifications include effective communication, presentation skills, self-motivation, and strong work ethic.



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