Merchants Acquisition Specialist

3 days ago


coimbatore, India beBeeRiskAssessment Full time

Job Overview:The role of Merchant Acquiring Associate involves working closely with merchant operations to focus on key responsibilities such as KYC & Documentation, Screening & Compliance, Risk Rating Methodology, Data Analysis & Reporting, and Process Improvement.KYC & Documentation:Review and validate merchant KYC documents according to regulatory and internal guidelines.Evaluate completeness and accuracy of documentation before onboarding merchants.Screening & Compliance:Perform thorough screenings against sanction lists, adverse media, and internal watchlists.Escalate potential matches and assist in enhanced due diligence when necessary.Risk Rating Methodology:Apply predefined risk rating models to categorize merchants based on risk factors like industry, geography, transaction patterns, etc.Maintain and update risk scoring templates, ensuring consistency in application.Data Analysis & Reporting:Utilize Excel for managing large datasets, performing risk calculations, and generating reports.Create dashboards and summaries for management review.Process Improvement:Identify gaps in the risk rating process and suggest improvements.Support automation initiatives for KYC and screening workflows.Required Skills & Qualifications:Bachelor's degree in Finance, Commerce, Risk Management, or related field.1–3 years of experience in merchant onboarding, KYC, or compliance roles.Strong knowledge of regulatory requirements (AML, CFT, sanctions screening).Proficiency in Excel (pivot tables, VLOOKUP, formulas, basic macros).Familiarity with screening tools and risk rating frameworks.Attention to detail and ability to work under tight timelines.



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