Mortgage Risk Analyst

1 week ago


mangalore, India beBeeMortgageRisk Full time

Mortgage Risk AnalystJob Description:We are seeking a highly skilled Mortgage Risk Analyst to join our team. The successful candidate will be responsible for evaluating mortgage applications, identifying potential risks and approving or denying loan requests.The ideal candidate will have a strong background in mortgage underwriting, with experience in analyzing credit reports, reviewing collateral and verifying income and assets.Good analytical and problem-solving skillsDecision-making skill when applying business judgmentEvaluate complete loan documents and provide approval or denial decisionComplete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliationThorough income calculation – Salaried income, business income, retired other income and rental incomeComplete review of Collateral and property valuationAssets verification include borrower's bank account statement, retirement accounts, mutual funds and other investments.Credit analysis based on borrower's Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customerValidating and processing the Loan documents on behalf of a Mortgage lender organization.Evaluating evidence of borrower's willingness and ability to repay the obligationBenefits:The successful candidate will enjoy a competitive salary and benefits package, including opportunities for career advancement and professional development.Others:This is an exciting opportunity for a motivated and detail-oriented individual to join our dynamic team and contribute to the success of our organization.



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