Regional Legal Officer

12 hours ago


mumbai, India Credila Financial Services Limited Full time

Company BackgroundCredila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.Job DescriptionManage end-to-end litigation and legal recoveries on a PAN India level.To assist in documentation, drafting, and vetting of legal documents.To assist in all legal matters with a focus on legal recovery and collections.Managing retail legal business including legal deviation across assigned location.Managing Legal and Recovery legal team.Reporting to Head Transactional Legal.ResponsibilitiesIn charge of filing civil/criminal complaints against customers, dealers, agencies, etc. with due consultation with head of department.Attendance of regular court hearings in various courtsLiaison with advocates, other consultants.Vetting all original legal documents and signing legal documents confirming in order.Manage sending DPD, LRN and section 138 notices.Drafting and filing criminal complaints/ FIRs.Draft and solidify agreements, contracts, NDA’s and other legal documents to ensure the company’s full legal rightsDrafting various legal documents/letters/replies including drafting of replies with respect to various court actionsMaintenance of tracker showing updated case status for each and every legal case for the company.Preparation of MIS report across all locations.Provide clarification on legal language or specifications to everyone in the organization.Exceptions pertaining to property titles, missing documents, laminated papers, and other title checks to be givenAnnual monitoring / Compliances/ RBI requirements pertaining to property and other regulatory frameworks.SkillsShould have sound legal knowledge on Code of Civil Procedure; Code of Criminal Procedure; Indian Penal Code; the Bhartiya Nyaya Sanhita (BNS), the Bhartiya Nagrik Suraksha Sanhita (BNSS), and the Bhartiya Sakshya Adhiniyam (BSA), Companies Act; Insolvency and Bankruptcy Code, 2016 (IBC); SARFAESI Act, 2002; Transfer Of Property Act; Consumer Laws, Laws relating to mortgage lending (Negotiable Instruments Act, Payments & Settlement Act, Arbitration, Mediation etc.)Should have knowledge with respect to lending, mortgage, real estate, Securitization, charge creation etc.Hands on experience on strategizing legal action on loan accounts; litigation, action under various lawsStrong Negotiation skillsStrong written and oral communication skillsExcellent interpersonal skills, Team player and Motivator.Qualifications and ExperienceShould have LLB/LLM from a leading university in India.5-7 years of experienceJob Location: Mumbai (Kalina) and New Delhi (Jasola)



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