A Strategic Digital Financial Services Advisor

Job Title: Short-Term Consultant: Digital Financial Services ExpertJob OverviewWe are seeking a skilled professional to provide strategic and technical advisory support to our clients in the areas of digital transformation, digital micro, small, and medium enterprises (MSME) banking, and digital affordable housing finance.About the AssignmentTo enhance clients' digital capabilities and IT infrastructure.To design and implement innovative digital financial products and services.To build institutional capacity to adopt and scale digital solutions.To support financial inclusion through technology-enabled delivery channels.Scope and TasksDigital Strategy and IT Infrastructure AdvisoryAssess existing IT systems, including core banking platforms, digital applications, and technology stacks.Provide strategic recommendations to optimize digital capabilities and align technology infrastructure with business objectives.Digital Finance Capacity BuildingProvide advisory support for clients in relation to their digital finance capacity building, especially on digital transformation, digital MSME banking, and digital affordable housing.Digital MSME Banking SolutionsAdvise on the design and implementation of digital banking products and services tailored to MSMEs, with a focus on digital MSME lending.Support clients in building digital platforms that meet the unique needs of MSMEs and promote financial inclusion.Capacity Building and Digital TransformationSupport clients in developing and executing digital transformation strategies.Leverage emerging technologies such as AI, data analytics, and automation to improve efficiency and customer experience.Core Banking and Digital Ecosystem EnhancementGuide clients in redesigning and optimizing their core banking infrastructure.Integrate digital channels, agent banking solutions, and other delivery mechanisms to improve service delivery and outreach.Knowledge Sharing and TrainingProvide expert guidance on specific digital finance areas, including payment systems, fintech partnerships, and regulatory compliance.Facilitate capacity-building initiatives to enable clients to adopt and scale digital solutions successfully.DeliverablesA comprehensive assessment report and strategic recommendations covering digital strategy, governance, processes, product development, and risk management.End-to-end support for the design, development, and rollout of digital products and services tailored to MSMEs.Customized transformation strategies and targeted capacity-building programs to facilitate effective digital adoption.Detailed plans for redesigning and enhancing core systems, operational processes, and digital delivery channels.Development of training materials and facilitation of knowledge-sharing sessions to strengthen client capabilities and institutional know-how.Selection CriteriaAt least 12 years work experience in Digital Financial Service within the financial sector, including consulting and banking, preferably in India.Demonstrated success in defining, designing, and implementing digital solutions, such as MSMEs banking solutions and/or affordable housing solutions.Strong technical skillset across Core Banking System (CBS), Digital Payments, Internet & Mobile Banking Systems.Advanced analytical and problem-solving skills, combined with sound business acumen, to identify key issues and deliver innovative and practical solutions.Ability to respond rapidly and flexibly to client needs, manage multiple priorities, and deliver high-quality output under tight deadlines.Ability to communicate well in English.