Credit Analyst

17 hours ago


bangalore, India Discoveries Quintessential Full time

Credit & CMA Analyst – Bank Finance DivisionLocation: Work from HomeReporting to: Division Head🎯 Core PurposeTo support the Bank Finance Arranger division by preparing client profiles, understanding business models, creating CMA data, ratio analysis, and handling coordination with banks and clients for funding proposals — including Working Capital, Term Loans, Project Finance, LRD, and Real Estate funding cases.🧭 Key ResponsibilitiesInteract with SME and Corporate clients to understand their business model, project requirements, and funding needs.Prepare detailed CMA data, DSCR, ICR, TOL/TNW, Current Ratio and other financial parameters.Create comprehensive client profiles and business summaries for banker presentation.Prepare project finance proposals for Greenfield and Brownfield projects, including cost of project, means of finance, implementation schedule, and revenue projections.Work on Lease Rental Discounting (LRD) and Real Estate project funding proposals.Coordinate with banks, NBFCs, and clients to obtain pending documents, resolve queries, and ensure timely sanction and disbursement.Prepare and maintain MIS trackers for each case — showing stage-wise progress, pendencies, and next actions.Assist in drafting sanction notes, renewal papers, credit justifications, and compliance reports.🧮 Skills RequiredExcellent command over CMA preparation, project finance analysis, and ratio calculations (DSCR, ICR, TOL/TNW, Current Ratio).Working knowledge of Excel (Pivot Tables, Financial Formulas), Tally, and MS Word.Strong understanding of banking norms and credit appraisal processes (SBI, Axis, Union Bank, NBFCs, etc.).Good communication and follow-up discipline for dealing with clients and RMs.Ability to maintain accuracy, confidentiality, and high responsiveness in multi-case handling.🎓 Qualification & ExperienceB.Com / M.Com / CMA inter /CA (Inter) / MBA (Finance).2–6 years’ experience in bank proposal preparation, project finance, or working with DSA / financial consultancy / NBFC.🌟 Ideal CandidateA finance professional who:Understands how banks assess SME and Project Finance proposals.Can independently prepare CMA and ratio analysis.Communicates confidently with both clients and bank officials.Enjoys translating business data into structured funding presentations.


  • Credit Analyst

    1 week ago


    Bangalore, India Live Connections Full time

    Greetings from Live connections Hiring for Role:-Credit Analyst Exp: 5-14 NP: Immediate to 60days, but Immediate is priority IMPORTANT POINTERS Credit underwriting / appraisal with experience in reporting writing Knowledge and expertise in preparation of end to end credit reports (i.e. industry & peer analysis, risk rating, documentation, collateral etc.)...

  • Credit Analyst

    1 week ago


    bangalore, India Live Connections Full time

    Greetings from Live connectionsHiring for Role:-Credit Analyst Exp: 5-14 NP: Immediate to 60days, but Immediate is priorityIMPORTANT POINTERSCredit underwriting / appraisal with experience in reporting writingKnowledge and expertise in preparation of end to end credit reports (i.e. industry & peer analysis, risk rating, documentation, collateral...

  • Credit Analyst

    3 weeks ago


    Bangalore Division, India Live Connections Full time

    Job Title: Credit Analyst Experience: 5 – 14 Years Notice Period: Immediate to 60 Days (Immediate joiners preferred) Job Description: We are seeking a skilled Credit Analyst to join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and...


  • bangalore, India Updraft Full time

    Updraft. Helping you make changes that pay off.Updraft is an award winning, FCA-authorised, high-growth fintech based in London. Our vision is to revolutionise the way people spend and think about money, by automating the day to day decisions involved in managing money and mainstream borrowings like credit cards, overdrafts and other loans.A 360 degree...

  • Credit Analyst

    15 hours ago


    Bangalore, India ABB Full time

    At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we’ll give you what you need to make it happen. It won’t always be easy, growing takes grit. But at ABB, you’ll never run alone. Run what runs the world. This Position reports to: Accounting &...

  • Credit Analyst

    4 days ago


    Bangalore, India ABB Full time

    At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we’ll give you what you need to make it happen. It won’t always be easy, growing takes grit. But at ABB, you’ll never run alone. Run what runs the world. This Position reports to: Accounting &...

  • Credit Analyst

    2 weeks ago


    Bangalore, Karnataka, India Standard Chartered Full time

    Job Summary Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews ongoing risk monitoring and client creditworthiness They also assess Standard Chartered s risk appetite against market and economic conditions across the different markets...

  • Customer Service

    1 week ago


    Bangalore, Karnataka, India NatWest Group Full time

    Join us as a Customer Service Operations Credit Analyst We ll look to you to deliver customer and business outcomes investigating queries supporting business processes policies and procedures and understanding customer and business needs Specialising in Credit Operations you ll respond to queries from customers and stakeholders promptly within agreed...

  • Credit Analyst

    2 weeks ago


    bangalore, India Live Connections Full time

    Job Title:Credit AnalystExperience:5 – 14 YearsNotice Period:Immediate to 60 Days (Immediate joiners preferred)Job Description:We are seeking a skilledCredit Analystto join our Global Banking and Commercial Banking teams. The ideal candidate will be responsible for conducting detailed financial and risk analysis to support credit decisions and maintain...

  • Credit Analyst Ccib

    2 weeks ago


    Bangalore, Karnataka, India Standard Chartered Full time

    Job Summary Credit Client Risk Management CCR is an integral part of the CCIB The CCR mandate is to deliver best in class credit analysis monitoring and credit administration work to Stakeholder The role is responsible for conducting a thorough and comprehensive credit assessment of counterparty s credit profile proposing internal corporate rating assessment...