Data Science

7 days ago

bangalore, India bluCognition Full time

Data Scientist – Credit RiskAbout bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world. Our clients are some of the biggest and the most progressive names in the financial services industry. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who wants us to join us in this exciting journey.About the RoleWe are looking for analytically strong professionals with deep expertise in credit card analytics, portfolio management, and risk strategy—particularly those who have worked on LTV (Lifetime Value) and Risk–Reward trade-off modelling. The ideal candidate brings experience working with U.S. credit card portfolios and can connect data-driven insights to business profitability and portfolio health.Key ResponsibilitiesDevelop, validate, and enhance LTV models, credit risk models, and portfolio profitability frameworks.Work on Risk–Reward trade-off modelling to optimize acquisition and portfolio strategies—balancing growth and default risk.Extract and explore data, validate data integrity, perform ad hoc analysis, evaluate new data sources for usage in strategy development.Lead portfolio analytics initiatives to track and improve credit performance.Partner with risk, product, and marketing teams to design data-driven credit policies, limit strategies, and customer lifecycle interventions.Conduct profitability segmentation to identify high-value and high-risk customer cohorts.Support pricing and credit limit optimization using predictive modelling and scenario simulations.Analyze large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring.Required Skills & Experience2 years + of experience in credit card, consumer lending, or portfolio risk space.Proven experience in LTV modelling, risk–reward trade-off, and portfolio profitability optimization.Hands-on proficiency in Python or R for statistical modelling and SQL for data extraction/manipulation.Expertise in predictive modelling (logistic regression, decision trees, gradient boosting, survival analysis).Experience with credit bureau data, scorecards, and portfolio forecasting techniques and familiarity with U.S. credit systems.Ability to communicate findings clearly to both technical and business audiences.Educational QualificationsDegree from a top-tier institution; Particularly in a quantitative field (e.g., computer science, data science, engineering, economics, mathematics, etc.). Advanced degree preferred.Why JoinWork on end-to-end credit portfolio analytics driving real financial outcomes.Exposure to U.S. credit card portfolios and data-driven risk strategy.Collaborate with cross-functional teams across risk, marketing, and product to shape growth and profitability.

  • Sr. Data Science

    23 hours ago

    bangalore, India NTT DATA North America Full time

    Req ID: NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.We are currently seeking a Sr. Data Science & AIML, GenAI Lead/Engineer to join our team in Bangalore, Karnātaka (IN-KA), India (IN).Job Duties: Job...

  • Data Science Business Sr. Consultant

    22 hours ago

    Bangalore, Karnataka, India NTT DATA Full time

    Req ID 336383 NTT DATA strives to hire exceptional innovative and passionate individuals who want to grow with us If you want to be part of an inclusive adaptable and forward-thinking organization apply now We are currently seeking a Data Science Business Sr Consultant BY o9 to join our team in Bangalore Karn taka IN-KA India IN Position Senior Consultant...

  • Data science

    1 week ago

    bangalore, India Sonata Software Full time

    About Sonata SoftwareIn today's market, we observe a distinct duality in technology adoption. On one front, clients are keenly focused on cost containment, while on the other, there is a strong drive to modernize their digital storefronts, aiming to appeal to both consumers and B2B customers alike.As a leading Modernization Engineering company, we aim to...

  • Data science

    1 week ago

    Bangalore, India Sonata Software Full time

    About Sonata Software In today's market, we observe a distinct duality in technology adoption. On one front, clients are keenly focused on cost containment, while on the other, there is a strong drive to modernize their digital storefronts, aiming to appeal to both consumers and B2B customers alike. As a leading Modernization Engineering company, we aim to...

  • Data Science

    1 day ago

    bangalore, India ALIQAN Technologies Full time

    Position: Data Scientist (GCP)Years of Exp: 6 to 10 YearsLocation: Bengaluru and NoidaJob Description : We are looking for an experienced Data Scientist with strong hands-on expertise in Google Cloud Platform (GCP) to drive data-driven solutions through advanced analytics and machine learning models. The ideal candidate will have 610 years of experience in...

  • Architect Data Science

    17 hours ago

    bangalore, India Navi Full time

    About the TeamThe Data Science team at Navi plays a central role in building intelligent solutions that power our products and drive business impact. We work across key domains such as Lending, Collections, KYC, UPI Growth and  Ads recommendation, applying advanced machine learning/deep learning/GenAI techniques to solve high-impact challenges. Our work...

  • Data Science Manager

    14 hours ago

    Bangalore, India Visa Full time

    Job DescriptionThe Data Science – Manager (Sr. Data Scientist) will be a member of VCA Data Science team in Asia Pacific. The position will be based in Visa’s Bangalore office. The individual will be accountable for supporting and driving the design, development and implementation of analytics-driven strategies as well as high-impact solutions for Visa...

  • Data Governance

    21 hours ago

    bangalore, India NTT DATA Full time

    Architecture Documentation & Gap Analysis Analyze and document existing data architecture, models, and flows across systems. Identify gaps, redundancies, and technical debts in the current data landscape. Collaborate with stakeholders to validate findings and prioritize remediation areas. Support Master Data Management (MDM) initiatives and data stewardship...

  • Data Science Manager

    1 day ago

    bangalore, India Tredence Inc. Full time

    Location - Bangalore , Hyderabad, Chennai, Pune, Gurgaon, KolkataExperience - 7+ yearsPreferred Notice period - only Immediate to 15 days. Job Description:Design, develop, and deploy end-to-end machine learning and GenAI solutions.Drive innovation in areas like NLP, deep learning, and predictive analytics.Collaborate with product and engineering teams to...

  • Data Science Manager

    14 hours ago

    Bangalore, India Tredence Inc. Full time

    Location - Bangalore , Hyderabad, Chennai, Pune, Gurgaon, Kolkata Experience - 7+ years Preferred Notice period - only Immediate to 15 days. Job Description: Design, develop, and deploy end-to-end machine learning and GenAI solutions. Drive innovation in areas like NLP, deep learning, and predictive analytics. Collaborate with product and engineering teams...