Biz2Credit | Underwriter | noida
2 weeks ago
About the Company:
Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing options. The company#x27;s innovative online credit marketplace brings together more than 1,200 lenders and thousands of small businesses. This extensive network is strengthened through partnerships with organizations like Paychex, Start-up America, CPAs, business brokers, and other referral partners. Biz2X, the technology platform behind Biz2Credit, has established the company as a leading alternative lender for small businesses. Traditional banks are now utilizing Biz2X to automate their small business lending processes, leveraging AI-powered digital banking to offer clients a seamless omnichannel experience. The platform’s advanced risk solutions, driven by AI algorithms, enable automatic decision-making and quick processing, enhancing operational efficiency and risk management. Biz2X is the comprehensive solution that streamlines lending, optimizes risk management, and boosts operational efficiency for financial institutions.
Learn More: www.biz2credit.com www.biz2x.comRead About Us: Financial Times Names Biz2Credit and Biz2X to its Americas Fastest Growing Companies of 2023 List Biz2Credit Announces ESOPs Worth $12.25 Mn for 500 Indian Employees
About the Role:
The Underwriter will be responsible for the end-to-end underwriting process of proposed financing amounts and terms for small businesses. Collaborating closely with the Relationship Manager, the Underwriter will evaluate and structure financing options that are attractive to small business owners while minimizing risk.
Responsibilities:
- Collaborate with Relationship Managers to structure, analyze, and negotiate credit transactions. Handle the full cycle underwriting process for assigned small business financing.
- Assess clients#x27; ability to repay financing through detailed analysis of cash flow statements, US tax returns (e.g., 1120, 1120S, 1065, 1040), and other financial documents.
- Conduct comprehensive financial analysis on small businesses, including trend and ratio analysis, to evaluate credit quality and cash flow adequacy.
- Perform credit and financial statement analysis on co-owners, guarantors, and individuals to determine asset coverage for requested loan amounts.
- Coordinate with Relationship Managers on customer calls and site visits.
- Conduct additional due diligence as necessary to determine the creditworthiness of small business owners.
Required Skills:
- Formal credit training is preferred.
- At least 3 years of experience in a commercial credit analysis or commercial underwriting role, particularly with small businesses.
- Strong analytical skills, with the ability to interpret individual and company financial statements, cash flow, industry and competitive analysis, and projections.
- Proficiency in spreadsheet and word processing applications (Excel and Word), including graph/chart usage and Moody#x27;s financial analysis software.
- Basic understanding of credit principles, lending operations, loan research, and due diligence searches (e.g., SOS, Clear report, TLOx Transunion, NYC’s, Westlaw/Dockets, Credit bureau reports) and general credit policies.
- Excellent communication skills, with experience handling calls with counterparts in the US.
- Detail-oriented, able to work well under pressure and manage multiple tasks simultaneously. Strong written and verbal communication skills.
- Effective problem recognition and resolution skills.
- Willingness to work in night shifts.
Qualifications: Bachelor/ master's degree in finance, Accounting, or a related field
-
Biz2Credit | Underwriter | noida
2 weeks ago
noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company:Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
1 week ago
Noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company: Founded in 2007, Biz2Credit is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
Biz2Credit | Sales Intern | noida
2 weeks ago
noida, India Biz2Credit Full timeAbout Us:Kreditstack, the leading subsidiary of Biz2Credit, was founded in 2015.Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. To date, we've facilitated more than $8 billion in small business funding.Biz2X, our technology platform, helps banks automate small business lending with AI-powered...
-
Biz2Credit | Finance Associate | noida
4 weeks ago
noida, India Biz2Credit Full timeAbout Us: Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. To date, we've facilitated more than $8 billion in small business funding. Biz2Credit, an all-in-one financing solution for entrepreneurs to get small business funding with fast approval process. Explore the best small...
-
Biz2Credit | Finance Associate | noida
4 weeks ago
noida, India Biz2Credit Full timeAbout Us:Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. To date, we've facilitated more than $8 billion in small business funding.Biz2Credit, an all-in-one financing solution for entrepreneurs to get small business funding with fast approval process. Explore the best small business...
-
Biz2Credit | Finance Associate | noida
4 weeks ago
noida, India Biz2Credit Full timeAbout Us: Founded in 2007, Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. To date, we've facilitated more than $8 billion in small business funding. Biz2Credit, an all-in-one financing solution for entrepreneurs to get small business funding with fast approval process. Explore the best small...
-
Credit Risk Analyst
5 days ago
Noida, Uttar Pradesh, India Biz2Credit Full timeAbout Biz2CreditBiz2Credit is a leading online credit marketplace that connects entrepreneurs with small business loans. With over $2.5 billion in lending facilitated, the company has established itself as a top small business financing resource in the U.S.Job OverviewWe are seeking an experienced Credit Risk Analyst to join our team. This role will be...
-
Biz2Credit | Sales Specialist | noida
4 weeks ago
noida, India Biz2Credit Full timeAbout the Role: As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by identifying and cultivating relationships with potential clients. Join our dynamic team and contribute to the success of our organization while advancing your career in the finance industry. Responsibilities: Consultative Selling:...
-
Biz2Credit | Sales Specialist | noida
4 weeks ago
noida, India Biz2Credit Full timeAbout the Role: As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by identifying and cultivating relationships with potential clients. Join our dynamic team and contribute to the success of our organization while advancing your career in the finance industry. Responsibilities: Consultative Selling:...
-
Biz2Credit | Sales Manager | noida
1 week ago
noida, India Biz2Credit Full timeDreaming of doubling your income? Here’s your golden opportunity! Join us and unlock the chance to earn up to ₹1 lakh in monthly incentives — plus a competitive salary. Apply now and make your financial goals a reality!About the Role:As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by identifying...
-
Biz2Credit | Sales Manager | noida
1 week ago
noida, India Biz2Credit Full timeDreaming of doubling your income? Here’s your golden opportunity! Join us and unlock the chance to earn up to ₹1 lakh in monthly incentives — plus a competitive salary. Apply now and make your financial goals a reality! About the Role: As a Funding Specialist, you will play a crucial role in driving the growth of our Revenue Based Funding by...
-
Noida, Uttar Pradesh, India Biz2Credit Full timeAbout the Company: Biz2Credit is a leading online credit marketplace that connects entrepreneurs with small business loans. Founded in 2007, the company has facilitated over $2.5 billion in lending and is recognized as the top small business financing resource in the U.S. by Entrepreneur Magazine.As an all-in-one financing solution, Biz2Credit offers a wide...
-
Underwriter
2 weeks ago
Noida, India Biz2Credit Full timeAbout the Company:Founded in 2007, Biz2 Credit is recognized as the top small business financing resource in the U. S. by Entrepreneur Magazine, having facilitated over $2.5 billion in lending. As an all-in-one financing solution, Biz2 Credit connects entrepreneurs with small business loans through a fast approval process, offering a wide range of financing...
-
[3 Days Left] Sales Intern
2 weeks ago
Noida, India Biz2Credit Full timeAbout Us:Kreditstack, the leading subsidiary of Biz2Credit, was founded in 2015.Biz2Credit is rated as the Number 1 small business financing resource in the U.S. by Entrepreneur Magazine. To date, we've facilitated more than $8 billion in small business funding.Biz2X, our technology platform, helps banks automate small business lending with AI-powered...
-
Sales Intern
2 weeks ago
Noida, India Biz2Credit Full timeAbout Us:Kreditstack, the leading subsidiary of Biz2Credit, was founded in 2015.Biz2Credit is rated as the Number 1 small business financing resource in the U.S. byEntrepreneur Magazine . To date, we've facilitated more than $8 billion in small business funding.Biz2X, our technology platform, helps banks automate small business lending with AI-powered...
