Lead Residential Mortgage Credit Analyst

1 week ago


meerut, India beBeeCreditAnalysis Full time

Senior Mortgage Underwriter RoleThis is a senior underwriting position that requires 4+ years of US mortgage underwriting experience.The ideal candidate will have sound knowledge of US residential mortgage and exposure to underwriting processes & guidelines.Key skills include:Residential UnderwritingUS MortgageFNMAFHLMCGNMACredit AnalysisIncome CalculationCollateral ReviewAsset VerificationResponsibilities include:Evaluate loan documents and make approval or denial decisions.Complete credit report reviews, trade line verification, derogatory accounts, public records, and credit reconciliation.Perform thorough income calculations, including salaried income, business income, retired income, and rental income.Conduct collateral review, property valuation, assets verification, borrower bank account statements, retirement accounts, and mutual funds.Analyze customer credit worthiness based on the 4C's of Underwriting (Income, Asset, Liability, Collateral).Validate loan documents, process loans, and verify borrower repayment ability.We follow a fair and transparent hiring process. Please do not send money at any stage. Be cautious of fraudulent offers and verify through official channels.



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