Senior Mortgage Loan Analyst

1 week ago


tiruppur, India beBeeUnderwriter Full time

About this OpportunityThis Mortgage Underwriting role requires a strong understanding of US mortgage originations, closing procedures, federal and state lending laws, and good working knowledge of the four C's of underwriting.The ideal candidate will have experience in end-to-end underwriting of conventional loans, with a solid grasp of Fannie Mae & Freddie Mac guidelines.Key responsibilities include interpreting state rules, statute laws, federal regulations, and investor guidelines. They will review loan files for compliance, analyze income and employment, credit strength, capacity to repay, property appraisal, title report, and make informed decisions regarding loan approvals or denials.Analyze income and employment, credit strength, capacity to repay, property appraisal, title report;Calculate and analyze LTV/CLTV/HCLTV/DTI/HTI;Verify all other information relevant to the credit decision process on each mortgage application;Calculate all types of income (wage earner/self-employment/other income etc.).Essential Skills:Interpreting state rules and statutesReviewing loan files for complianceAnalyzing income and employment, credit strength, capacity to repay, property appraisal, and title reportsBenefits:A competitive compensation packageOngoing professional development opportunitiesWhat We Offer:A dynamic work environmentCollaborative team membersOpportunities for advancement



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