Payment Solutions Strategist

1 day ago

chennai, India beBeeProduct Full time

Product Manager - Payments HubWe are seeking a seasoned Product Manager to lead the development of our Payments Hub.Key Responsibilities:Develop and execute a comprehensive product strategy, aligning with customer needs and regulatory requirements.Oversee the end-to-end product development lifecycle, from ideation to deployment, focusing on scalability, security, and real-time processing.Create functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.Collaborate with engineering teams to design APIs, workflows, and transaction processing rules meeting compliance and operational requirements.Ensure adherence to Nacha, Fed, and card network standards.Define and monitor key performance metrics to continuously improve the platform.Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.Stay ahead of emerging trends in real-time payments, open banking, and digital wallets.Qualifications10+ years of experience in payments product management preferably in a financial institution, fintech, or payment processor.Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.).Experience with one or more of RTP, FedNow, and card issuing/processing.Knowledge of Golang development.Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.Knowledge of regulatory requirements, risk management, and fraud detection in payments.Excellent ability to translate business requirements into technical specifications.Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.Strong analytical and problem-solving skills with a data-driven approach.Exceptional communication and stakeholder management skills.

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