Risk Policy Personal Loan

4 weeks ago


Mumbai, India Corphive Full time

Job Purpose

To give effective credit support for meeting the business targets.
To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in India
Support implementation of credit decision module on Personal loan technology platform
Personal Loan credit policy management and MIS analytics for portfolio monitoring and regular reviews
Partnership with product development, collections, systems and operations team to ensure product development and roll out objectives are met

Key Accountabilities:
Coordination with relevant stakeholders and ensure alignment of objectives
Monitor portfolio performance through a structured early warning mechanism
Ensure system changes keep pace with product development and ensure adequate controls
Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes
Compliance with all internal and RBI/MAS guidelines



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