![IDFC FIRST Bank](https://media.trabajo.org/img/noimg.jpg)
Lead Policy
3 days ago
Role/Job Title: Lead Policy - Home Loans
Function/ Department: Retail Risk
Job Purpose:
The role holder has the responsibility to review performance of Business Loans portfolio and continuously monitor risk across the portfolio. The role holder is resposnisble to review the acquision and portfolio management policies and ensuring the growth of portfolio in right direction within the Risk appetite of the bank. The role includes interacting and coordinating with all the control functions and respective stakeholders of the Bank like Business Risk/ Product/ Audit/ Analytics / Operations/Technology for effective and efficient delivery and controls of project and process within specific timeliness.
Roles & Responsibilities:
Position with retail risk team under CRO vertical, with reporting to Risk Head – Home Loans or equivalent Understanding of retail loan products, especially Home Loans/ Affordable Home Loans/LAP – preferred experience in Underwriting / Policy / Risk teams. Data crunching abilities. Detailed knowledge of portfolio review basis nature/market and features of product and ability to understand stress segment. Setting ups of risk thresholds for the assigned products within the overall risk appetite of the bank, in coordination with business teams based on yearly projections and budgets. Risk reporting of portfolio and breaches to thresholds set product wise. Ability to analyze reasons of portfolio performance and enact on corrective measures appropriately. Vetting policy proposition and approving policy modifications based on merits and associated credit risk. Understanding of credit scoring models and work with stakeholders to strategize model deployment. Proactive engagement with counterparties / stakeholders for fruitful discussion and execution of risk practices. Regular monitoring of the portfolio performance on early risk indicators/ TTD trends / Segment Mix for assessment of impact of the policy changes. Willing to work on complex data for meaningful insights to enable risk assessment and decision. Individual Contributor role.Education Qualification:
Post-graduation: Any Post-graduation
Experience: 10 to 18 years of relevant experience in banking / NBFC experience in credit / policy / risk domain for retail home loans.
-
Lead Policy-Vehicle Loans
1 month ago
Mumbai, India IDFC FIRST Bank Full timeRole/ Job Title: Policy Lead - Vehicle loans Function/ Department: Retail Risk Job Purpose: Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibilities being to critically examine and approve the credit policy changes and...
-
Lead Policy-Vehicle Loans
2 weeks ago
Mumbai, Maharashtra, India IDFC FIRST Bank Full timeRole/ Job Title: Policy Lead - Vehicle loans Function/ Department: Retail Risk Job Purpose: Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibilities being to critically examine and approve the credit policy changes and...
-
Lead Policy-Vehicle Loans
1 month ago
mumbai, India IDFC FIRST Bank Full timeRole/ Job Title: Policy Lead - Vehicle loans Function/ Department: Retail Risk Job Purpose: Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibilities being to critically examine and approve the credit policy changes...
-
Lead Policy
3 days ago
Mumbai, India IDFC FIRST Bank Full timeRole/Job Title: Lead Policy - Home Loans Function/ Department: Retail Risk Job Purpose: The role holder has the responsibility to review performance of Business Loans portfolio and continuously monitor risk across the portfolio. The role holder is resposnisble to review the acquision and portfolio management policies and ensuring the growth of...
-
Lead Policy-Vehicle Loans
4 weeks ago
Mumbai, India IDFC FIRST Bank Full timeRole/ Job Title: Policy Lead - Vehicle loans Function/ Department: Retail Risk Job Purpose: Position is under the CRO vertical, under the retail risk team. Concerned will be responsible for managing the vehicle loans portfolio for the assigned products. Key responsibilities being to critically examine and approve the credit policy changes and...
-
Credit Policy
1 week ago
Mumbai, Maharashtra, India Skillventory Full timeCredit Policy - Farm Finance: From 12 to 20 year(s) of experience- ₹ Not Disclosed by Recruiter MumbaiorRoles and ResponsibilitiesPrimary accountability for the definition and adherence to credit policies for Farmer loans & warehouse financing products- Focus on creating an industry-leading credit policy and digital onboarding/underwriting process to...
-
Team Lead
3 months ago
mumbai, India DBS Bank Full timeBusiness Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing...
-
Team Lead
3 months ago
Mumbai, India DBS Bank Full timeBusiness Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing...
-
Finex Policies
6 days ago
Mumbai, Maharashtra, India SH Square Consultants Full timeWe are Hiring Only Females having 8 months gap for the role of Finex Policies in a Leading Company in Mumbai. - Role - Finex Policies - Experience - Location - Mumbai - Mode - Hybrid **Requirements** - Excellent command over written and spoken English - Attention to detail, quality and accuracy - Ability to prioritise and organise tasks, work within stiff...
-
Public Policy Researcher
3 weeks ago
Mumbai, Maharashtra, India Axis My India Full timeWe are seeking highly skilled and experienced Public Policy Researchers to join our dynamic team. As a researcher, you will be responsible for developing and executing strategic initiatives, engaging with stakeholders, and understanding policy decisions at local, national, and international levels. - ** Policy Understanding**: Lead the understanding of...
-
Duck Creek Policy Developer
1 week ago
Mumbai, India HONCHOSHUNTERS Full timeDuck Creek Policy and Billing Architect (Application and Technical Architect)Job Description : - Lead the architectural design, development, and implementation of Duck Creek Policy and Billing solutions, ensuring alignment with the client's business objectives and IT standards.- Work with stakeholders to define and refine requirements for the Policy and...
-
Credit Policy
4 weeks ago
Mumbai, India Skillventory Full time**Credit Policy - Farm Finance**: - From 12 to 20 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** Primary accountability for the definition and adherence to credit policies for Farmer loans & warehouse financing products- Focus on creating an industry-leading credit policy and digital...
-
Supplier Policy and Framework
1 week ago
Mumbai, Maharashtra, India 9478 Deutsche India Private Limited Full timeDescription The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. Deutsche Bank has been named Bank Risk...
-
Team Member – Policy
1 week ago
Mumbai, Maharashtra, India Kotak Mahindra Bank Full time• CA/ MBA with experience in Process drafting and implementation - Commercial Bank. • Knowledge of RBI guidelines. • Review process documents to identify the gaps in process. • Draft the process and define the roles/ responsibilities of Business teams/ ORM/ Operations etc. • Oversee the implementation of new business process. • Guide the team in...
-
Policy Risk Manager role with Leading NBFC
2 months ago
mumbai, India Skill Ventory Full timeRoles and Responsibilities Areas of Responsibility - Establish requirements for data maintenance and management and working with IT on implementation. Create Management reporting tools to monitor portfolio performance at portfolio segment (e. g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to...
-
Policy Servicing(Life Insurance), Mumbai
3 weeks ago
Mumbai, India TopGear Consultants Full time**Hiring for a leading Life Insurance Company for their office in Mumbai.** **Role : Manager / Senior Manager - Policy Servicing** **Responsibilities**: - ** Managing end - to end projects related to system/process enhancement**: - Product Testing (Testing of Policy Servicing related processes for every new product which is launched) - Policy Servicing...
-
Duck Creek Policy Developer
1 week ago
Chennai/Mumbai/Pune/Noida/Ahmedabad, IN HONCHOSHUNTERS Full timeDuck Creek Policy and Billing Architect (Application and Technical Architect)Job Description : - Lead the architectural design, development, and implementation of Duck Creek Policy and Billing solutions, ensuring alignment with the client's business objectives and IT standards.- Work with stakeholders to define and refine requirements for the Policy and...
-
Policy Brd Lap
1 week ago
Mumbai, Maharashtra, India Skillventory Full timePolicy BRD LAP / MFI: From 4 to 9 year(s) of experience- ₹ Not Disclosed by Recruiter MumbaiorRoles and Responsibilities Working closely with functional SPOCs for process documentation and automation of manual process. Prepare detailed software requirement / gap analysis (GAD) / change request (BRD) documents for use by IT development team. Manage (edit,...
-
Team Member – Policy
1 month ago
Mumbai, India Kotak Mahindra Bank Full time• CA/ MBA with experience in Process drafting and implementation - Commercial Bank.• Knowledge of RBI guidelines.• Review process documents to identify the gaps in process.• Draft the process and define the roles/ responsibilities of Business teams/ ORM/ Operations etc.• Oversee the implementation of new business process.• Guide the team in...
-
Team Member – Policy
4 weeks ago
Mumbai, India Kotak Mahindra Bank Full time• CA/ MBA with experience in Process drafting and implementation - Commercial Bank.• Knowledge of RBI guidelines.• Review process documents to identify the gaps in process.• Draft the process and define the roles/ responsibilities of Business teams/ ORM/ Operations etc.• Oversee the implementation of new business process.• Guide the team in...