Assistant Vice President

Some careers have more impact than others If you re looking for a career where you can make a real impression join HSBC and discover how valued you ll be HSBC is one of the largest banking and financial services organisations in the world with operations in 62 countries and territories We aim to be where the growth is enabling businesses to thrive and economies to prosper and ultimately helping people to fulfil their hopes and realise their ambitions We are currently seeking an experienced professional to join our team in the role of Assistant Vice President - Credit Risk Principal responsibilities Manage workflows independently during various Full Scope Review thematic reviews and engage closely with the Lead Reviewers in onshore and the offshore team Undertake analysis of various counterparties within Banking CMB FIG book to confirm that risks are thoroughly assessed by lending executives make proper credit judgments with special emphasis on integrity of Customer Risk Rating CRR maintenance of satisfactory credit standards exercise of correct delegated lending authorities and adherence to all other credit standards prescribed in policy Devise delivery strategies for the Team Head for any adhoc work as may be required and take over other administrative responsibilities in his absence Responsible for ensuring timely and good quality delivery of the various workflows that are allotted to the offshore team Devise strategies for Quarterly Monitoring of portfolio entities within the region Responsible for ensuring adherence to operating procedures in line with Global Credit Risk Review as well as region specific policies Identify streamlining opportunities in the Credit Review process Development of MI for monitoring reporting of the quality quantity of outputs Qualifications Individuals with 7 years of relevant experience in various facets of Commercial credit risk lending and credit analysis Audit Loan Review Loan workout etc Academics - Bachelors Graduate degree Candidates with MBA-Finance or equivalent CA ICWA CS CAIIB preferred Strong analytical credit financial and problem-solving skills with ability to quickly process data facts to arrive at meaningful conclusions Ability to exercise discretion work independently within broad guidelines tactfully handle sensitive and confidential data deliver high quality results within tight timeframes manage multiple projects simultaneously and motivate and develop a professional staff In-depth understanding of various credit products viz - term loans working capital trade facilities bank guarantees interest rate swaps etc and associated credits risks Sound knowledge of accounting principles and practices Proficient in Excel Advanced Excel proficient in software packages preferred Excellent verbal written English communication skills In-depth understanding of the business risks and related controls within areas of responsibility The candidate must show attention to detail be committed to producing work of the highest quality resilient under pressure to meet aggressive deadlines a team player and dynamic individual You ll achieve more at HSBC HSBC is an equal opportunity employer committed to building a culture where all employees are valued respected and opinions count We take pride in providing a workplace that fosters continuous professional development flexible working and opportunities to grow within an inclusive and diverse environment We encourage applications from all suitably qualified persons irrespective of but not limited to their gender or genetic information sexual orientation ethnicity religion social status medical care leave requirements political affiliation people with disabilities color national origin veteran status etc We consider all applications based on merit and suitability to the role Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement which is available on our website Issued By HSBC Electronic Data Processing India Private LTD