Investment Counsellor

Job Description

Investment Counsellor

Location: Mumbai

Department: Wealth Management / Financial Services

Reports To: Head-Asset Allocation

Position Overview:

The Investment Counsellor plays a crucial role in providing personalized investment aand financial planning services to clients. This position involves assessing clients&apos financial needs, developing tailored investment strategies, and ensuring that their investment portfolios align with their long-term goals. The Investment Counsellor must have a strong understanding of financial markets, investment products, and client relationship management.

Key Responsibilities:

1. Client Consultation and Relationship Management:

- Conduct comprehensive consultations with clients to understand their financial goals, risk tolerance, investment preferences, and time horizons.

- Develop and maintain strong relationships with clients, serving as their primary point of contact for investment-related inquiries and advice.

- Regularly review and update clients&apos investment portfolios to ensure alignment with their evolving financial goals and market conditions.

2. Investment Strategy Development:

- Create customized investment strategies and asset allocation plans based on clients&apos objectives, risk profiles, and financial situations.

- Utilize financial modelling and forecasting tools to analyse investment opportunities and recommend appropriate investment products.

- Stay informed about market trends, economic conditions, and investment products to provide up-to-date and relevant advice.

3. Portfolio Management:

- Oversee clients&apos investment portfolios, including monitoring performance, rebalancing, and making adjustments as necessary.

4. Compliance and Reporting:

- Ensure all investment recommendations and transactions comply with regulatory requirements and firm policies.

- Prepare and present regular performance reports and updates to clients, including performance metrics, market insights, and portfolio changes.

- Maintain accurate and detailed records of client interactions, transactions, and portfolio changes.

5. Client Education and Communication:

- Educate clients on investment concepts, market trends, and financial planning strategies to help them make informed decisions.

- Provide clear and timely communication regarding investment performance, market developments, and potential impacts on clients&apos portfolios.

- Organize and lead client seminars, workshops, and informational sessions on relevant investment topics.

6. Collaboration and Teamwork:

- Work closely with other financial professionals, such as financial planners, tax advisors, and estate planners, to provide comprehensive wealth management solution.

- Participate in team meetings and contribute to the development of investment strategies and best practices.

- Assist in mentoring and training junior staff or new team members as needed.

Qualifications:

- Education: Bachelors degree in Finance, Economics, Business Administration, or a related field. Masters degree or professional certification (e.g., CFA, CFP) preferred.

- Experience: Minimum of 3-5 years of experience in investment management, financial planning, or a related field.

- Skills:

- Strong analytical and problem-solving skills with a deep understanding of financial markets and investment products.

- Excellent interpersonal and communication skills, with the ability to build and maintain strong client relationships.

- Proficiency in financial software, portfolio management systems, and Microsoft Office Suite (Excel, PowerPoint, Word).

- High level of attention to detail and accuracy in financial analysis and reporting.

- Personal Attributes: Integrity, professionalism, and a client-centric approach. Ability to handle confidential information with discretion.

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