
Senior Manager
20 hours ago
Job Description
Job Description:
A successful candidate would work as an EXL consultant with a leading US Financial Services
Organization on an unsecured lending portfolio. The job will require the consultant to work on:
. Support tactical & strategic risk analytics initiatives for US based banks Risk team
. Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
. Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
. Policy analytics to make sure correct customer segments are targeted and acquired
. Recommend changes to business strategy and risk management policies
. Build reporting/BI frameworks for Risk teams within the organization
. Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
. Clearly communicate analysis as presentations to technical & non-technical groups
. Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
. Summarize analytical findings into presentations and share analysis & reports with senior leadership.
. Maintain a high degree of technical and policy understanding with respect to credit risk.
. Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
. Train, coach and develop team members
Qualifications:
. 5-15 years of experience in Analytics and Decision Science.
. Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
. Past experience in problem solving roles, strategic initiatives etc.
. Knowledge in Banking Domain
. Hands on work experience in SQL.
. Hands on work experience in Python AND SAS macros would be a plus
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