Area Credit Manager

3 weeks ago


Salem, Tamil Nadu, India TATA CAPITAL Full time

Key Objective of the Job To drive Rural Individual Loan business underwriting and creating quality portfolio Major Deliverables 1 Managing a team of Branch credit managers Credit Executives 2 Conduct personal discussion with customers to establish Credit worthiness 3 Pre and post sanction credit risk compliance 4 Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio 5 Control on portfolio performance 6 Underwrite Individual loan and prepare Credit Appraisal Memo CAM 7 Coordinate with sales to achieve targets and ensure TAT 8 Support and train the team of Credit Manager officers 9 Responsible for manpower 10 Knowledge understanding of local market 11 Work closely with regional Credit Manager 12 Coordinate with internal teams like ICQ Operational and sales Qualification Graduate in any discipline


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