
Only 24h Left Credit Manager
3 weeks ago
Job Summary
- To underwrite and manage the portfolio in assigned branch/location
- Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
- Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
- Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
- Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
- Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
- Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
- Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
- Exceed service quality standards and strive for continuous process improvement
- Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
- Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
- Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
- Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
- Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
- Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
-
Specialist (Only 24h Left)
2 weeks ago
Bengaluru, Karnataka, India Home Credit Full timeJob DescriptionRole Responsibilities:- Diagnose and treat medical conditions, illnesses, and injuries- Order and interpret diagnostic tests to aid clinical decisions- Prescribe and administer treatments, medications, and therapies- Maintain accurate patient records and historiesJob Requirements:- Bachelor's or Master's degree in Medicine or a related field-...
-
Only 24h Left Assistant Manager
3 weeks ago
Bengaluru, Karnataka, India EXL IT service management Full timeJob Description- Ensure to collect all necessary documents as per credit policy for assigning credit limits.- Maintaining bookkeeping databases and spreadsheets, updating information as needed- Communicating with previous clients and customers to request payment and arrange payment plans- Collecting payment from customers and accurately recording it into the...
-
Only 24h Left: Collections Trainer
2 weeks ago
Bengaluru, Karnataka, India Home Credit Full timeJob DescriptionRole Responsibilities:- Deliver soft skills and collections-related training across multilingual teams.- Evaluate training effectiveness and provide ongoing coaching.- Collaborate with operations teams to align training with business needs.- Maintain training records and ensure compliance with internal guidelines.Job Requirements:- 13 years of...
-
Only 24h Left Manager
3 weeks ago
Bengaluru, Karnataka, India apna Full timeAbout ApnaSince 2019, Apna has connected over 60 million jobseekers with more than 250,000 enterprises and small businesses across India. Founded by Nirmit Parikh, a Stanford graduate and serial entrepreneur who recognizes the challenges in early-level hiring, Apna has rapidly grown to become India's fastest unicorn in 2021 – achieving this milestone in...
-
Only 24h Left: Manager
3 weeks ago
Bengaluru, Karnataka, India Swiggy Full timeWays of Working - Work From Office 5 days from ETV Office Bangalore Role- Manager - HRBP Instamart About Swiggy Swiggy is India s leading on-demand delivery platform with a tech-first approach to logistics and a solution-first approach to consumer demands With a presence in 500 cities across India partnerships with hundreds of thousands of...
-
Only 24h Left Data Scientist
2 weeks ago
Bengaluru, Karnataka, India Protium Full timeCompany DescriptionProtium is a leading engineering-led, risk-focused lender operating in India. With a full stack approach, Protium offers lending services to MSMEs, consumers, and educational institutions through various channels including digital interfaces and dedicated sales teams. Protium uses proprietary models to assess revenues and growth, providing...
-
Freshers (Only 24h Left)
2 weeks ago
Bengaluru, Karnataka, India Harman Full timeAs we are hiring freshers we are looking for any of the following base skills 1 Computer science graduate from reputed colleges with 80 or above aggregate and or 8 5 CPI GPA2 Core Java programming with knowledge of microservices3 C Net C Programming skills4 Analytical thinking and problem-solving skillsImportant Notice Recruitment ScamsPlease be...
-
Only 24h Left:
3 weeks ago
Bengaluru, Karnataka, India Hybris Full timeJob DescriptionWe help the world run betterAt SAP, we enable you to bring out your best. Our company culture is focused on collaboration and a shared passion to help the world run better. How We focus every day on building the foundation for tomorrow and creating a workplace that embraces differences, values flexibility, and is aligned to our purpose-driven...
-
Only 24h Left Manager
3 weeks ago
Bengaluru, Karnataka, India Genpact Full timeJob DescriptionReady to shape the future of workAt Genpact, we don't just adapt to change-we drive it. AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, our industry-first accelerator, is an example of how we're scaling advanced technology solutions to help global enterprises work smarter, grow...
-
Only 24h Left Senior Analyst
3 weeks ago
Bengaluru, Karnataka, India HSBC Full timeJob description Some careers have more impact than others If you re looking for a career where you can make a real impression join HSBC and discover how valued you ll be HSBC is one of the largest banking and financial services organisations in the world with operations in 62 countries and territories We aim to be where the growth is enabling...