(31/10/2025) Abhi - Sm - Yes Bank - Bathinda

Yes Bank Parent ABF TPD Sales Department 845971 ABHI - SM - YES Bank - Bathinda Location 20PBBHA01 Parent ABF One ABC-Bathinda-Tinkoni Chowk Branch 1074521 Bathinda Parent ABF Punjab State 840422 About the Health Insurance Industry While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share the nationalised service provider 6 remains a strong competitor In addition to this the business dynamics are such that the overall market on an annual basis which is to the tune of roughly 10 000 Crs sees close to 85 of the business renewing with the existing service provider itself This narrows down the opportunity of the fresh business actually being seriously fought in the market to approximately 1500 odd Crs With the SME and the start-ups being the driving force of Indian economy the opportunity to cater to these segments is immense and is increasing manifold year on year The challenge here therefore remains as to how we capture a larger share of the opportunity by developing specific solutions to cater each segment of the business Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them Market Opportunities With the advent of medical advancements lifestyle changes change in Indian socio-economic scenario and Indian healthcare space and the insurers are facing challenges to cater to the needs of this diverse clientele Increasingly Indian customers have started considering health insurance partners as ententions of health advisers In this scenario it becomes extremely important to understand their psyche and then provide tailored solutions with wellness benefits which would help them meet their end objectives and bring in profitable revenue source for the company About the Aditya Birla Health Insurance Aditya Birla Health Insurance Co Limited ABHICL was incorporated in 2015 as a 51 49 joint venture between Aditya Birla Capital Limited ABCL and MMI Strategic Investments Pty Ltd ABHICL commenced its operations in October 2016 ABHICL has entered the competitive health insurance market with an aim to expand the category to wider customer segments beyond the ones that health insurance companies traditionally have marketed to As the 6th entrant in a category with well-established players ABHICL is creating differentiation and equity for itself though the unique business proposition of Health Insurance for All a one of a kind proposition in India at the moment This is a philosophy that is being built through every single consumer touch point and into every single backend process of the company to ensure a customer s experience of our proposition is continuous and seamless ABHI s unique offering to market includes proposition includes - A Comprehensive Incentivized Wellness Program that will attract the young and health conscious and will motivate guide and reward them to stay healthy A Chronic Care Management Program to cater to the unmet needs of a growing Indian population of those suffering from chronic lifestyle conditions like Diabetes Asthma High Cholesterol and Hypertension from Day 1 ABHICL serves as an enabler and influencer of health and healthcare choices that customers make in addition to being a payer of healthcare expenses Thus ABHICL would act like a much needed catalyst to grow the prevalent health insurance landscape in India through product innovations and a wider choice of consumer relevant products ABHICL s vision has always been digital The company has been successful in adopting paper-less approach right from identifying to on-boarding to delivering seamless experience of its customers employees Key Challenges for the role Gaining greater mindshare of partners in a multi-partner architecture In the new open architecture a partner gives access to limited channels or geography This consequently leads to reduced revenue from each partner Drive POS activation With multiple products being available to a POS and because of low ticket size it is important to ensure interest of POS among the wide spectrum of products available and achieve month on month activation 4 Key Result Areas Write the key results expected from the job and the supporting actions for each of these key result areas For a majority of jobs typically there could be 4- 7 key result areas Key Result Areas Supporting Actions Achieve GWP targets with assigned partners and territory 1 Continuous interaction with brokers and other intermediaries 2 Activate various POS mapped to ensure broad-based sourcing and increase in GWP issued 3 Managing a pipeline to achieve desired numbers and to continuously updating the same Train develop and motivate partner sales and service team members to achieve the functional goals 1 Train develop partner sales and service teams to enable them to pitch effectively to new customers and thereby achieve the business numbers 2 Motivate and help partner employees to share and even close more leads in timely manner 3 Improve the company s mindshare and thereby wallet-share Adherence to Sales process 1 Maintain a tracker of various visits and calls and report on daily basis Ensure accurate records are accurately updated 2 Use of digital tools like Sales application to achieve the organization objective of maximum digitization Renewal persistency 1 Decoding client s requirement pain points and opportunity areas 2 Providing need based solutions to clients to increase stickiness Minimum Experience Level 0 - 4 years Job Qualifications