Team Member-risk-housing Finance-risk

3 weeks ago

Mumbai Maharashtra, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Job Purpose To manage credit risk across the Housing Finance portfolio by ensuring robust underwriting portfolio analytics early warning detection and policy compliance The role involved risk evaluation of home loan proposals driving risk-adjusted growth and supporting regulatory and internal audits Key Responsibilities The role requires to process implement and develop risk strategies for Home loan business Operate and maintain an effective risk management system by creating a robust risk framework which includes risk identification assessment mitigation tracking and reporting Evaluate product programs policies in line with regulatory guidelines and build strong risk controls across all spectrums Onboarding Credit Operations Fraud Reputation etc Assessment of scorecards and formulation of policies strategies basis scorecard Ensure credit policies align with business strategy and RBI regulatory norms Conduct regular monitoring of portfolio KPIs bounce rates delinquency trends and EWS Build and monitor EWS dashboards to detect stress in mortgage portfolio Use statistical tools Excel SQL SAS Python for deep-dive analytics where needed Support ICAAP IRB and stress testing documentation as needed Job Requirements MBA Postgraduate in Banking Industry Certification in credit risk data analytics six sigma and FRM is an advantage 7-8 years of experience in private banks or large sized housing finance companies Experience in Legal Technical evaluation is an added advantage Experience in implementing scorecard models in policy and credit decisioning process Proficiency in data mining and using visualization tools will be an added advantage Experience in implementing BRE and rule-based underwriting and enabling automation of credit checks

  • Team Member-Risk

    6 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time

    DescriptionThis is a Public document. Department Chief of Staff to CRO Location Mumbai Role Requirements  Planning & Execution  Support the CRO in monitoring the Risk Appetite Framework.  Coordinate preparation for board and regulatory presentations related to risk.  Drive initiatives across the risk organization (credit, market, operational,...

  • Member/Sr. Team Member – Market Risk

    1 week ago

    Mumbai, Maharashtra, India NMDCON Full time

    Job Description: Member/Sr. Team Member – Market Risk & Treasury AuditLocation:MumbaiIndustry:BankingRole Overview:We are seeking an experienced Internal Auditor for Market Risk & Treasury audits. This is an individual contributor role based in Mumbai, responsible for conducting audits, evaluating risks, and ensuring regulatory and procedural compliance...

  • Team Member IS Risk

    2 weeks ago

    Mumbai, India YES BANK Full time

    Job Description A Senior Vulnerability Management and Configuration Assessment Lead role involves leading vulnerability assessments, analyzing scan results, prioritizing vulnerabilities, and driving remediation efforts. This position requires strong technical skills, a deep understanding of information security principles, and the ability to collaborate with...

  • Team Member

    2 weeks ago

    Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Level** - Manager/Senior Manager**Department** - Team Member - ALM**Location** - Mumbai**Function** - Risk Management Department is responsible for the development and maintenance of risk management and control frameworks. It provides independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In...

  • Risk Analyst

    2 weeks ago

    Navi Mumbai, Maharashtra, India Sitara (SEWA Grih Rin Limited) Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Role Objective:To support the company's risk management framework by identifying, assessing, and monitoring credit, operational, and portfolio risks, ensuring effective controls and compliance with internal policies and regulatory guidelines.Key Responsibilities:Credit Risk Analysis:Evaluate borrower profiles, financial documents, income surrogates, and...

  • VP/AVP - Risk Management - Clearing House

    2 weeks ago

    Mumbai, Maharashtra, India The Premier Consultants ( Recruitment Company ) Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    We're Hiring | VP/AVP - Risk Management - Clearing House | MumbaiAre you an experiencedRisk Management Professionalready to make an impact at aClearing House?We're looking for a seasoned expert(10+ years)to lead and strengthen ourRisk Management Functionin Mumbai.Role:VP/AVP - Risk ManagementLocation:MumbaiKey Responsibilities:• Establish and execute risk...

  • Team Member-risk-credit Card-risk

    5 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Function: -**Risk Policy unsecured retail Credit Card. **Location: -**Head Office Mumbai **Job Role: -**Vice President, Pre-Acquisition Risk policy - Credit Card. **Responsibilities**: - Responsible for defining, creating and implementing credit card acquisition policy in line with business requirements & acceptable Risk appetite. Dissemination of...

  • Risk Management

    2 weeks ago

    Mumbai, Maharashtra, India The Premier Consultants ( Recruitment Company ) Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    We're Hiring | AVP/ Sr. Manager - Risk Management - Clearing House | MumbaiAre you an experiencedRisk Management Professionalready to make an impact at aClearing House?We're looking for a seasoned expert years)to lead and strengthen ourRisk Management Functionin Mumbai.Role:AVP/ Sr. Manager - Risk ManagementLocation:MumbaiKey Responsibilities:• Establish...

  • Team Member

    5 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Full time

    **Responsibilities**: - Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk - Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc. - Managing portfolio...

  • Risk:market Risk Team

    2 weeks ago

    Mumbai, Maharashtra, India Axis Bank Full time

    MARKET RISK TEAM INTERNAL USAGE No of Vacancies Reports to Is a Team leader Y N Team Size Grade Manager Business Corporate Center Department Risk Sub-Department - Location CO-Mumbai About Risk The Risk department ensures that the Bank s risk is managed through a risk management architecture as well as through policies and processes approved by the Board of...