Commercial Real Estate

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view As a Credit Office Analyst - Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers Facilities and clients relationships in Commercial Term Lending - Key Relationships Group Team as part of larger Commercial Real Estate Team in India Job responsibilities Understand Credit ecosystem - Tools Applications Policies procedures guidelines required to perform the Credit Analysis of the Real Estate Borrowers Develop strong understanding of CTL KRG Credit Procedures Guidelines various techniques methods of credit analysis accounting treatments financial adjustments etc keep updating oneself from time to time with the changes Build expertise in the United States Commercial Real Estate sector and regularly track sector developments on an on-going basis Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers Facilities relationships and calculate Risk Ratings independently within the stipulated timelines Be ready for expanded scope of work by learning performing additional assignments Understand and respond to the queries raised by stateside analysts underwriters approvers Learn and contribute towards other core and non-core assignments ad-hoc projects from time to time as per the business requirement for example Spread QC Approvals etc Build and maintain healthy professional relationship with all the stakeholders Required qualifications capabilities and skills Bachelor s or Master s degree in Finance Accounting Proficient in the use of Microsoft desktop tools and ability to learn new tools techniques and applications as per the business requirements Understanding of the financial statements including ratio analysis cash flow analysis and basic accounting concepts Attitude and aptitude to learn and enhance knowledge of credit analysis and passion for real estate sector Ability to work proactively independently under short TATs with Deadline orientation and ability to deal with fluctuations in the volume of work and offer flexibility to deal with the same Maintain higher degree of attention to detail and accuracy Strong interpersonal skills ability to build positive relationships with Underwriters approvers etc and work in a team environment Strong Effective communication skills - both oral written and good linguistic skills to be able to effectively present analysis and interact with stakeholders at various hierarchies Preferred qualifications capabilities and skills 1 Excellent academic track record along with few years of experience in credit riskAbout Us JPMorgan Chase Co one of the oldest financial institutions offers innovative financial solutions to millions of consumers small businesses and many of the world s most prominent corporate institutional and government clients under the J P Morgan and Chase brands Our history spans over 200 years and today we are a leader in investment banking consumer and small business banking commercial banking financial transaction processing and asset management We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success We are an equal opportunity employer and place a high value on diversity and inclusion at our company We do not discriminate on the basis of any protected attribute including race religion color national origin gender sexual orientation gender identity gender expression age marital or veteran status pregnancy or disability or any other basis protected under applicable law We also make reasonable accommodations for applicants and employees religious practices and beliefs as well as mental health or physical disability needs Visit our for more information about requesting an accommodation About the Team Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities We provide credit and financing treasury and payment services international banking and real estate services to clients including corporations municipalities institutions real estate investors and owners and nonprofit organizations Risk Management helps the firm understand manage and anticipate risks in a constantly changing environment The work covers areas such as evaluating country-specific risk understanding regulatory changes and determining credit worthiness Risk Management provides independent oversight and maintains an effective control environment