
Only 24h Left US Mortgage Underwriter
2 days ago
Job Description
About The Company
ARA's client is a leading organization in the US Mortgage industry, providing cutting-edge mortgage processing, underwriting, and servicing solutions. With a strong presence in India and global operations, the company enables clients to maintain compliance with federal guidelines and mortgage regulations while delivering efficiency, accuracy, and superior customer experience.
The Role
We are seeking an experienced US Mortgage Underwriter to join our team. The ideal candidate will be responsible for analyzing and approving mortgage applications, performing income calculations, and ensuring compliance with regulatory requirements. You will play a key role in making underwriting decisions, maintaining high-quality standards, and supporting business objectives.
Position: US Mortgage Underwriter
Experience: Minimum 2 years
Work Mode: Work from Home (post training & certification)
Training Locations: Pune & Chennai
Key Responsibilities
- Analyze and underwrite US mortgage loan applications.
- Review applicant financial documents and assess creditworthiness.
- Apply the 4 Cs (Credit, Capacity, Collateral, Capital) to underwriting decisions.
- Ensure compliance with federal guidelines and mortgage regulations.
- Perform accurate income calculations and validate supporting documents.
- Communicate effectively with internal teams and stakeholders.
- Make sound, independent underwriting decisions within established policies.
Skills Required
- Minimum 2 years of experience in US Mortgage Underwriting.
- Strong expertise in:
- Income calculations
- 4 Cs Credit, Capacity, Collateral, and Capital
- Federal guidelines & mortgage regulations
- Excellent analytical and decision-making skills.
- Strong written and verbal communication skills.
- Ability to work independently with attention to detail.
Qualifications & Experience
- Graduate in any discipline.
- Minimum 2 years of current or recent experience as a US Mortgage Underwriter.
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