RC - Technical Manager - Mortgages Credit (Immediate Start)

7 days ago

Karnal India Axis Bank Full time

Job Description RC - Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes AbouttheRole The Legal & Technical Manager manages the valuation, under construction project approval (APF) and vendor management of the Retail Credit vertical for the designated area. The Legal & Technical Manager is responsible for smooth functioning of the property appraisal part and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank Key Responsibilities Site visit for collateral properties on case to case basis having some critical observations in valuation report by vendor. Site visit to under construction projects received for APF approval to get the details about project progress, location, marketability of project, feedback about builder/project etc. Regular visits to CPC/ASC locations within the geography to resolve query of Sales/Credit team/TM of each location. Regular visit to vendors office. Due diligence of project approval sent in Pragati application & further recommendations in Pragati for approval to approving authority. Quarterly monitoring of progress of under construction projects approved in APF. Regular interaction with valuation agencies and brokers in different markets to get a sense on fair market values of properties in different geographies. Review of some sample valuation reports to have quality check of report in terms of reporting of deviations of construction norms as per local bye laws, sanction plan deviations, document due diligence, boundary and property area verification, demolition risk and any special comments made by the valuers in the valuation reports. Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking decisions on acceptance of collateral. Providing updates to Central Office about any changes required in Pragati application/existing process & real estate changes or development observed for geography. Training to Technical Managers, Sales /Credit Team about Pragati application & to keep them updated about recent updates about city specific changes in real estate market. Vendor Management including vendor empanelment, periodic review & training of vendors. Qualifications Bachelor Civil Engineering or Bachelor in Architecture. Experience of 6 to 8 years in property valuations and APF approval. Should have earlier efficiently managed a team of at least 1-2 people (optional) Role Proficiencies: For successful execution of the job, the candidate should possess: Knowledge of Real Estate market for the geography. In depth knowledge about valuation, process & norms affecting valuation. Knowledge about construction items and cost of each item. Knowledge of regulatory guidelines and norms, local byelaws related to real estate. Good communication (both verbal and written) skill in both English and the local language.

  • RC - Area Credit Manager - Mortgages Credit

    4 days ago

    India Axis Bank Full time

    Job Description Role description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all...

  • ▷ High Salary: RC

    7 days ago

    Secunderabad, India Axis Bank Full time

    Job Description RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

  • ▷ (Urgent) RC - Credit Officer - Mortgages Credit

    2 weeks ago

    Bengaluru, India Axis Bank Full time

    Job Description RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

  • RC - High Value Credit Manager - Mortgages Credit

    3 weeks ago

    Pune, India Axis Bank Full time

    Job Description RC - High Value Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting...

  • ▷ 15h Left! RC

    4 weeks ago

    Chennai, India Axis Bank Full time

    Job Description RC - Regional Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ZCM Is a Team leader Y Team Size: 25 -30 Grade: SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: Region specific About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...

  • RC - Area Credit Manager - B2C - Rural Credit

    2 weeks ago

    Bikaner, India Axis Bank Full time

    Job Description RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...

  • Mortgage Specialist

    2 weeks ago

    india Tata Consultancy Services Full time

    TCS BPS IS HIRING FOR Mortgage Servicing role at Bengaluru!Kindly go through the norms below and apply only if its relevant forJob Role: Mortgage ServicingJob Location: BengaluruExperience required:- 2 to 8 years of work experience in Mortgage Servicing domainJob Requirement:- Any full-time graduate (10+2+3). - Immediate joiners are preferred. - Willingness...

  • RC - Zonal Credit Manager - B2C - Rural Credit

    2 days ago

    Ludhiana, India Axis Bank Full time

    Job Description RC - Zonal Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager Is a Team leader Y Team Size: 20 to 30 Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial...

  • RC - Credit Officer - Tractor - Rural Credit

    2 weeks ago

    Bhubaneswar, India Axis Bank Full time

    Job Description RC - Credit Officer - Tractor - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of...

  • RC & WC - Underwriting:Area Credit Manager - SBB Credit

    2 days ago

    Bengaluru, India Axis Bank Full time

    Job Description RC & WC - Underwriting:Area Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager SBB Is a Team leader Y Team Size: 2 to 5 Grade: Manager / Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub-Department: SBB Credit Location: About Wholesale Credit The Retail Credit department...