Relationship Manager

3 days ago


Panipat, India Indusind Bank Full time

Job Description A Relationship Manager for an agri-businessbuilds and manages relationships with clients, primarily farmers and agribusinesses, to provide financial solutions like loans, working capital, and other banking products. Key responsibilities include client acquisition, credit assessment, cross-selling, portfolio monitoring, and ensuring customer satisfaction through strong communication and a deep understanding of the agricultural sector. Core responsibilities - Client acquisition:Source new clients and build a strong customer base through networking and partnerships with channel partners like DSAs and CAs. - Relationship management:Nurture existing relationships by understanding client needs, offering customized solutions, and ensuring high levels of customer service. - Financial solutions:Promote and sell various financial products, including working capital (fund-based and non-fund based) and term loans, and cross-sell liability and third-party products. - Credit and risk management:Conduct field investigations, prepare credit appraisal notes, and manage the portfolio to ensure quality and compliance, minimizing delinquencies and ensuring timely closure of post-disbursement issues. - Internal coordination:Collaborate with internal teams such as credit, legal, risk, and other departments to facilitate customer requirements and ensure smooth service delivery. - Market engagement:Educate clients on products, services, and digital platforms. This may include conducting village-level meetings to promote products and government schemes.


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