Rc&wc - Cbg:ach Seg [Immediate Start]

3 days ago


Noida Uttar Pradesh, India Axis Bank Full time

AREA CREDIT HEAD - SEG INTERNAL USAGE No of Vacancies SEG Reports to GCH SEG Is a Team leader Y Team Size Grade Business Corporate Center Department Wholesale Credit Sub-Department SEG Location About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large mid and SME clientele of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Head ACH manages the credit activities processes and people for the Wholesale Credit vertical for designated location The ACH is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank Key Responsibilities Lead the credit team in the location to manage the credit appraisal process by ensuring adherence to the standard process Turn Around Time and decision consistency Ensuring the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality Gather market intelligence with other financial institutions and entities to understand the market dynamics and risk trends and to use necessary information for taking credit decisions Monitor the accounts to ensure maintenance of a healthy portfolio Manage the relationship with various functions and departments within the bank to ensure collaboration and alignment to organizational objectives Maintain the Customer escalations within the desired levels for the location Ensure timely completion of key deliverables audit queries and adherence to the corporate credit policy scheme Provide regular updates on all key activities to regional manager Motivate and direct the team through feedback and grooming to help them perform as per expectation Conduct manpower planning and ensure staffing requirements are met Qualifications Optimal qualification for success on the job is Graduation Post- Graduation MBA CA preferred from a recognized institute Minimum 5 years of relevant work experience Role Proficiencies For successful execution of the job the candidate should possess Knowledge of credit industry and product trends Knowledge of regulatory guidelines and norms Good communication both verbal and written skill in both English and the local language Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment Ability to handle pressure and meet deadlines Ability to coach and mentor others Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses


  • RC&WC - CBG:ACH SEG

    5 days ago


    Noida, India Axis Bank Full time

    Job Description AREA CREDIT HEAD - SEG INTERNAL USAGE: No. of Vacancies: SEG Reports to: GCH SEG Is a Team leader Y Team Size: Grade: Business: Corporate Center Department: Wholesale Credit Sub-Department: SEG Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele...


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