Analyst-Risk Management

Job Description You Lead the Way. We've Got Your Back. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Team Overview: The Global Risk & Compliance Organization (GRC) independently oversees the company's risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company's risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company's goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we deliver maximum value to our shareholders and our customers efficiently and effectively. The Financial Risk Management within Global Risk and Compliance (GRC) is responsible for identifying and managing Credit Risk, Model Risk, Market & Liquidity Risk, External Fraud risk and Financial Crimes Decision Science & Analytics CoE, across all business units, functions, processes and geographies at American Express How will you make an impact in this role We are seeking a Analyst, Portfolio Analytics, to join our Financial Risk Management (FRM) function within GRC. The role requires close collaboration with several key partners including CCO teams across US & International markets, Fraud Risk team, Finance, and Capabilities teams to evolve globally consistent and scalable analytics & MIS. - Monitor key Credit Risk metrics across customers and Businesses, including High Exposures and ensure that the analytics yields impactful actionable insights and provides early reads on emerging trends - Create and Manage Credit Risk MIS and capabilities - Identify areas of Credit Concentration and understand associated risks. - Generate analytical insights that provide support to Credible Challenge of 1LOD. - Identifying credit risks, delivering and calling out key findings, and advising on recommended solutions to mitigate these risks Minimum Qualifications - Academic Background: Bachelor's degree or master's degree from a Tier -1 Institute - Strong analytical skills, verbal and written communication skills, with the ability to translate between various technical and non-technical audiences - Strong collaboration & communication skills to work effectively & influentially with multiple stakeholders. - Strong sense of urgency combined with the ability to react nimbly to senior leadership requests. - Drive to create and maintain an external focus and the ability to connect the dots between external and internal trends We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: - Competitive base salaries - Bonus incentives - Support for financial-well-being and retirement - Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) - Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need - Generous paid parental leave policies (depending on your location) - Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) - Free and confidential counseling support through our Healthy Minds program - Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.