Credit Officer
3 weeks ago
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management.
Roles and Responsibility
- Conduct thorough credit analysis to assess customer creditworthiness.
- Develop and implement effective credit policies and procedures to minimize risk.
- Collaborate with cross-functional teams to ensure seamless credit processing.
- Monitor and analyze credit portfolio performance to identify areas for improvement.
- Provide expert guidance on credit-related matters to internal stakeholders.
- Stay updated with regulatory changes and industry trends to enhance credit operations.
Job Requirements
- Strong understanding of credit principles, including credit scoring and risk assessment.
- Proficiency in credit software applications and systems.
- Excellent analytical and problem-solving skills with attention to detail.
- Ability to work effectively in a fast-paced environment with multiple priorities.
- Strong communication and interpersonal skills to build relationships with customers and colleagues.
- Experience working in the BFSI industry, preferably in a similar role.
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