Senior Credit Professional

14 hours ago


Chennai, Tamil Nadu, India beBeeCreditOfficer Full time ₹ 1,04,000 - ₹ 1,30,878
Job Overview

We are seeking a seasoned credit professional to lead our credit operations. As a Credit Officer, you will be responsible for managing our credit portfolios and making informed decisions on loan approvals.

The ideal candidate will have a strong understanding of credit principles and practices, excellent analytical and problem-solving skills, and the ability to work effectively in a fast-paced environment.

Key Responsibilities
  • Credit Portfolio Management: Manage our credit portfolios, identify areas of risk, and develop strategies to mitigate them.
  • Loan Approvals: Make informed decisions on loan approvals, considering factors such as creditworthiness, repayment capacity, and collateral value.
  • Credit Assessments: Conduct thorough credit assessments, including analysis of financial statements, credit reports, and other relevant data.
  • Risk Analysis: Identify potential risks associated with loans and develop strategies to minimize them.
  • Relationship Building: Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions.
  • Collaboration: Collaborate with internal teams to ensure seamless credit processing and delivery of high-quality services.
Required Skills and Qualifications
  • Credit Knowledge: Strong understanding of credit principles and practices.
  • Analytical Skills: Excellent analytical and problem-solving skills.
  • Communication Skills: Good communication and interpersonal skills.
  • Technical Skills: Proficiency in credit software and systems.
  • Attention to Detail: Strong attention to detail and organizational skills.
Benefits

As a Credit Officer, you will have the opportunity to work in a dynamic and challenging environment, with access to ongoing training and development opportunities.

You will also have the chance to contribute to the growth and success of our organization, while developing your skills and expertise in credit management.


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